One late payment 0% is lost.

K9cuddles

King_Of_Fools wrote:

Of course, if you are on 0% it is far better to make these overpayments into a savings account until the end of the 0% period and keep the interest earned on them.

Yeah.. that's if you can trust yourself!!!!

mrseyes

i had same experince with virgin card where i paid 3 days later and they stopped my 0% interest and charged me £25 for late payment. i rang them and explained to them that it iwas unintentional. they refunded my £25 and offered me 2.9% interest rate rather standard rate. i learnt my lesson i will arrange DD in future.

penniestopounds_3

My partner called A & L and had the late fee refunded but could only get a revised offer of 6.9% for just six months. Apparently "the computer said no!" to reinstating the 0%, but thats better than nothing.