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Paid parking fine on time but they didn't receive on time!

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Comments

  • DCodd
    DCodd Posts: 8,187 Forumite
    Part of the Furniture Combo Breaker
    edited 2 June 2009 at 10:00AM
    Coblcris wrote: »
    I agree. but the bank clearing time is completely irrelevant. A cheque is a bill of exchange, bank processing is not germane in any way.


    I won an appeal with Islington as well,they said they received cheque after the discount period but when I checked when the chq cleared our bank it was only 4 days after the discount period and as that included a weekend i argued that they must of had received the chq before the end of the discount period.

    EDIT - this was with Islington and not parking appeals
    Always get a Qualified opinion - My qualifications are that I am OLD and GRUMPY:p:p
  • Coblcris
    Coblcris Posts: 1,862 Forumite
    Exactly my point, upon receipt of the bill of exchange (the cheque) payment is 'made'.
  • strawberry9
    strawberry9 Posts: 8 Forumite
    surely the payment is made only once it is debited from your bank. Until then no actual payment has been transferred - you cannot make a payment if the cheque hasnt cleared???
  • Pixulated
    Pixulated Posts: 57 Forumite
    I would definitely appeal that, I don't think that, that is fair by any means. You paid and sent it, it's not you fault they recieved it later.

    Blame the royal mail.
  • Neil_B
    Neil_B Posts: 1,360 Forumite
    Sent what?

    like i said, rude enough not to bother with anyone's comments and clearly a 'fan of martin' - saving money on internet time! LOL.
  • DCodd
    DCodd Posts: 8,187 Forumite
    Part of the Furniture Combo Breaker
    Neil_B wrote: »
    Sent what?

    like i said, rude enough not to bother with anyone's comments and clearly a 'fan of martin' - saving money on internet time! LOL.


    I agree, maybe he sent a reply but we'll have to wait ten days to see it:rotfl:
    Always get a Qualified opinion - My qualifications are that I am OLD and GRUMPY:p:p
  • Coblcris
    Coblcris Posts: 1,862 Forumite
    strawberry9 wrote: »
    surely the payment is made only once it is debited from your bank. Until then no actual payment has been transferred - you cannot make a payment if the cheque hasnt cleared???

    Read the Bills Of Exchange Act 1882. A Cheque is a Bill of Exchange, a negotiable instrument. Payment and Acceptance are two different things. Also see 'holder for value'
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