Thursday 28/05/09 What small DFW things have you done today???

dizzydebs27

Chick2organise wrote: »

Hello everyone and hope you are all ok!!

A huge congratulations to debs for paying lots towards debt and a huge huge congratulations to Candy on your new job!!! its great news!!!

Hope everyone is ok!!!

Dizzy debs how did you get on the other day and also how did you manage to pay so much..... i just about cover the bills as my budgeting is so terrible and i dont have any will power... as you can tell feeling down about this today!!!!


anyway my little yet nothing this are:

• charged phone at work
• checked online banking and freaked :eek:
• decided i need to pamper my feet at the weekend
• freaked some more at how skint i am :eek:

Let me tell you this is prob the first month that this happened hence why so happy. normally in the same position as live on my own and my mortgage is £620 a month. luckily i got a pay rise last november and thats helped a little but my money just about covers my bills. i found that if i work one sunday overtime a month that gives me the money towards my debt and to be honest its about just having to do without things except my cinema membership and now gym membership which means i have somewhere to escape to. must admit havent been on a night out since xmas. i have put my debt amount somewhere i can see it and everytime it goes down i update it. set yourself realistic goals, if u completely stop all your spending it makes you want to do it more, just treat yourself to something small.

and most definately keep on this website the guys on here are amazing and everyone here encourages you and cheers you up when having a wobble!!!

you can do it!!!! dizzy xxx

Chick2organise

Thanks Dizzy, its really inspiring! i was thinking of setting up all payments so i can make them through my online banking and just put small amounts towards them then i was thinking of using envelopes to put small amounts then pay in one go but then i am a spendaholic which is well why i am in trouble.

i love this website, its great to see inspiring people like yourself doing so well, it makes me want to do it but i need to really focus

hugs

stopthespends

right im focused again!!!

myself and DD have eaten out of the cupboards and freezeer today....

went to tescos and only brought what id gone in for ...1 x bag of potatos!!

walked to library as a weekly treat for duaghter...however it was shut so we are doing it again tomoz!!

washed car at home...

sorted out a big bag of clothes for ebay...but have to learn how to do it!!!!! or wether to hang on for a car boot???

going to a gold roadshow ( to get pricing on some gold) at the week end..

Cleosmum

Well done Candy!!!!!!

Today we have been out for the day, but low spend so all good

• Bought petrol from cheapest place around here
• Used tesco clubcard deals vouchers for day out, inly had to top up with £5
• Picked up 2 MS for next week
• Applied for 2 jobs
• Used a voucher for a free cuppa, but they did me a pot which did 2 cuppas
• Rang HB about rent cheque, as it was half what was expected :eek: they have suspended my claim and said that the letter tells me about it - which is doesnt or I would have been on to them when I got it! :mad: Will have to try and corner new boss for letter confirming my hours and pay, doubt I will get it, this is the boss that wont give me a contract!
• Took drinks from home to save buying whilst out

Am now off for a yummy shower before I collapse, will be back later as I need to do a list for OH and the kids to do whilst I am at work tomorrow - must remember that I cant do it all myself....

dizzydebs27

Chick2organise wrote: »

Thanks Dizzy, its really inspiring! i was thinking of setting up all payments so i can make them through my online banking and just put small amounts towards them then i was thinking of using envelopes to put small amounts then pay in one go but then i am a spendaholic which is well why i am in trouble.

i love this website, its great to see inspiring people like yourself doing so well, it makes me want to do it but i need to really focus

hugs

the direct debit is a good way to go, i set up all my bills to go out just afer payday. then you know what money have left. if i have anything to spend on me i draw that out and put it an envelope so i can see what i have!! have you set up a spreadsheet with your ingoings/outgoings??

hugs xx

Pippilongstocking

mogchops wrote: »

Been busy busy busy!!!

Done pretty much everything on the list :j garden looking good, but run out of time for the grass, will have to wait till tomorrow!!

BUT -

I have a problem...........

And I hope all the gardeners who frequent this thread can help me.........

MY COMPOST BIN IS FULL OF ANTS :eek::eek:

Is this a good or bad thing??? What do we do??? HELPPPP!!!!!!!

http://forums.moneysavingexpert.com/showthread.html?t=903433

have a read - seems you disturb them lots and they dont like it and move away - if you don't you end up with the hilton for ants - xx

will pm you incase you dont get this

mogchops

Huge congrats Candy!! Well done!!!!!


Answered my own question!!

My compost bin is full of ants. What can I do?

Ants are usually an indication that the contents of the bin have become too dry.
If you wish to remove the ants from the bin, disturb them as much as you can by turning the compost and incorporating plenty of 'greens' in the form of grass mowings, vegetable and fruit peelings. You may need to add water to keep the mixture damp.


Right, will get out there tomorrow and give it a good stir, and get some water in there!!

mogchops

oooh Fay - just cross posted with you!!!!!! Must be stripy vibes lol!!!

mogchops

Fay thats brilliant, just read through the ant thread, will be out there tomorrow disturbing them like mad!!!!

Tried to reply to your pm but your inbox is full!!

Thank you so much honey xxxxx

Pips_Mum

Yay!! Thanks for that guys I can go and disturb my little colony too.