We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Abbey Court case stayed in 2007
Watski
Posts: 31 Forumite
Hi - I've had a rummage around for something that might answer my question, but cant find anything. Apologies for seeking your help.
I pursued a number of institutions back in early 2007 with lots of help and guidance from this site. I received payment straight away from the vast majority - except Cahoot (Abbey National). I took them to court and got a date on the 14th August 2007, I prepared all my dossier (over 100 pages) and awaited the date. Then, as seemed to happen with a lot of people at that time, the action was stayed due to the OFT investigation. So I sat back and waited.
Fast forward to 2009 and I was made redundant 2 months ago so thought that I may be perfect for hardship, so got information from here and went through the process. They laughed at me, and looking through some of the cases on here I can understand why. Fortunately I have recently been offered another job so am glad I dont have to re-pursue a hardship claim.
My question is this: Do I just sit tight and wait for something to happen in regards to the stayed court case, or should I push it?
The amount I claimed back then was just over £3,000, interest since then has added £500 on top. Further charges in 2007 added £500, making the total amount today around £4k. When I wrote my original hardship letter to Abbey I quoted the stayed court case number, but their reply gave me the impression that they thought I was writing and asking for money without having gone through the proper court channels.
Thanks for any direction, in anticipation.
I pursued a number of institutions back in early 2007 with lots of help and guidance from this site. I received payment straight away from the vast majority - except Cahoot (Abbey National). I took them to court and got a date on the 14th August 2007, I prepared all my dossier (over 100 pages) and awaited the date. Then, as seemed to happen with a lot of people at that time, the action was stayed due to the OFT investigation. So I sat back and waited.
Fast forward to 2009 and I was made redundant 2 months ago so thought that I may be perfect for hardship, so got information from here and went through the process. They laughed at me, and looking through some of the cases on here I can understand why. Fortunately I have recently been offered another job so am glad I dont have to re-pursue a hardship claim.
My question is this: Do I just sit tight and wait for something to happen in regards to the stayed court case, or should I push it?
The amount I claimed back then was just over £3,000, interest since then has added £500 on top. Further charges in 2007 added £500, making the total amount today around £4k. When I wrote my original hardship letter to Abbey I quoted the stayed court case number, but their reply gave me the impression that they thought I was writing and asking for money without having gone through the proper court channels.
Thanks for any direction, in anticipation.
0
Comments
-
I think you need to check if your court case is an indefinite stay ie until the OFT test case is decided or whether it was stayed for a period of time.
It is a wait and see unfortunately though if the bank have stated you aren't in financial hardship.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards