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cheque

can i claim back charges applied to my account when i wrote out a cheque and forgot to transfer funds to cover it? the cheque bounced but the next day i transferred the funds and the cheque was presented again a couple of days later. however, i was charged for not having the cash to cover the cheque when it was first presented.

Comments

  • GonzoAston
    GonzoAston Posts: 1,390 Forumite
    Yes, you can claim any bank charges, credit card charges etc.
    I know my spelling is shocking :eek: It is alot better than it used to be though :rotfl:
  • follyfoot
    follyfoot Posts: 476 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    on what basis do i claim back the £32 they charged me?
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    follyfoot wrote: »
    on what basis do i claim back the £32 they charged me?
    You need to read Martin's guide to reclaiming but the law you are relying on is the Unfair Terms in Consumer Contract Regulations 1999 or UTCCR 1999
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • follyfoot
    follyfoot Posts: 476 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    thanks. can i use the same law if i feel interest has been added to my credit card balance unfairly?
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    follyfoot wrote: »
    thanks. can i use the same law if i feel interest has been added to my credit card balance unfairly?
    No unfortunately not, what do you mean interest added unfairly?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
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