M&S credit card transaction fees

jweiss

Recently I opened an online betting account; not very moneysaving I know, but I funded it with a mere £30 using a debit card. However I was asked to provide credit card details as part of the age verification process, the company stated that £2 would be charged to the card as a nominal amount to create the transaction, the £2 would be added to my betting account rather than refunded to the credit card.

I used my usual, and prefered credit card, M&S &more card, but when the statement arrived from them I discovered that I had been charged a £3 Gambling Transaction Fee. I have disputed this with M&S but they say that certain types of online transaction are treated as cash advances (even thought their T&C's make no mention about 'Gambling Transaction Fees'!).

I am interested to know if other credit cards also apply charges in this way or whther it is just one companies way of milking a bit '&more' from customers. I think it is is unreasonable that M&S should 'profit' from another companies (justifiable) security process, and makes me wonder what other types of transaction will be treated as a Gambling Transaction, Cash Advance or any other definition they choose to use!

Anyone had similar experiences?

never-in-doubt

Its in the terms and perfectly normal. Sounds man that the fee is more than the tester amount but its right, you pay a percentage as its like a cash withdrawl...... use debit cards for betting....

Innocent_Guy

You are not the first and will not be the last

jweiss

But the credit card was used only to verify my age....they would not accept a debit card for that because people under 18 can have a debit card!

As stated I used a debit card to fund the account!!

jonesMUFCforever

Ask them to pay the charge then.
Do you normally clear your credit balance every month?

If not that could become a very expensive tester!