Depositing cash without a card.

DanielD2008

Hi,

A mate is depositing money in my account for me.He has my account number and sort code.

I've read online that this transaction is not instant and that the money will be available at midnight.

Can someone advise if this is true ? Also,since he has my account number/sort code can he get statements ?

Thanks in advance.

jambosans

DanielD2008 wrote: »

I've read online that this transaction is not instant and that the money will be available at midnight.

Can someone advise if this is true ? Also,since he has my account number/sort code can he get statements ?

Depends on the bank, if you have read it on their website then of course it is true. If you pay money in over the counter with Bank of Scotland it should clear instantly, and I think this is the case with most banks.

He cannot get statements with your sort code and account number.

rb10

DanielD2008 wrote: »

A mate is depositing money in my account for me.He has my account number and sort code.

I've read online that this transaction is not instant and that the money will be available at midnight.

Depends on the bank ... some take longer to update than others. I know that if it's Halifax, it'll be in there instantly for you.

Can someone advise if this is true ? Also,since he has my account number/sort code can he get statements ?

No ... banks can't give out any personal information about you to anyone other than you.

DanielD2008

Thank you.

Its the Alliance and Leicester,but it wasnt their website I read it.

Andy_Ches

Do you know, some bells are ringin with me about this. My brother had an A&L account a while back and left after a few weeks because of strange things and can't remember if that was one of them.

Baldur

DanielD2008 wrote: »

Its the Alliance and Leicester,but it wasnt their website I read it.

See Paying money into your account on the A&L website.

hippey

DanielD2008 wrote: »

Hi,

Also,since he has my account number/sort code can he get statements ?

Thanks in advance.

Possible, if he knew enough personal information then yes if he blagged it enough.

The 'I left my card at home' reason could work.

dzug1

DanielD2008 wrote: »

Thank you.

Its the Alliance and Leicester,but it wasnt their website I read it.

If it's the A&L then there's a possibility you have got the sort code/account number wrong, depending on whether you/your friend were savvy enough to know how to make the necessary adjustments or not.

If you got it wrong it will probably arrive eventually. Depends how the payment was made. At a branch - they will have put it right at the time. Online - not so sure.

Mrs_Ryan

With A&L if you deposit cash you can draw on it immediately no matter who deposits it. My mum and best mate deposit cash in branch into my account regularly and its always there immediately - for example a few weeks ago, OH paid for some concert tickets for me and my mate, mate paid in cash at 12.15 into my account, and by 12.17 money was in via FP into OH's account. So it should go through straight away.