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Full and Final Settlement Offer
Comments
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Having read the following thread it is clear that there is no straight answer to my query.
http://forums.moneysavingexpert.com/showthread.html?t=963087
Does anyone know how/where can I formally check the document to confirm whether it constitutes as a CCA?
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treblex
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Afternoon All,
I would appreciate your opinion on the following.
I requested CCA fro my creditor who replied by sending a copy of T&S for years 2000 (account was opened in 2000) and a copy of their current T&C.
However, none of these T&C relate to me as there is no information about me at all. those could be anyone's T&C.
Following failure to supply the correct docs I then sent 12+2 letter to advice that the account was on dispute.
I have now received a reply, pls see the following link (could not attach photos here)
http://photobucket.com/treblex33
It appears they do not have the relevant docs and are trying to talk their way out of the obligation to supply the docs. Am I correct?
thanks,
treblex330 -
It appears they do not have the relevant docs and are trying to talk their way out of the obligation to supply the docs. Am I correct?
Certainly looks that way, treb.I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
rog - thanks,
Do you think I should repply cos the letter says they do not acknowledge that the account is in dispute?0
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