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The Double Debt Attack by Double Trouble

14950525455209

Comments

  • taxi73 wrote: »
    Have you completely lost your marbles:eek::eek:

    Marbles card went a long time ago :rotfl::rotfl::rotfl::rotfl:

    That was what you meant :confused::D:D:D:D

    DTxx


    I trust them:rolleyes:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    My lot would buy the whole shop..if let loose with my CC...lol...
    It's good you can trust them.
  • It has actually stopped raining and I can see some blue sky :j:j:j

    Was beginning to think I needed to start building an ark :rolleyes:

    Nothing in or out of the bank today so just done a rounding down of the bank PAD of £13 something but forgot what the something is - memory is like a sieve these days - its old age you know

    Plan for today get the BT sorted.

    Did some bank of the envelope calculations yesterday while waiting for OS to come out of the dentists not looking good due to the money we have had to spend on the house in Lanzarote and OS needing things to start life in Uni so another tight two months coming up until payday - so nothing new there :rolleyes: do so wish we were paid monthly :confused:

    DTxx
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi DT

    LOtS OF BLUE SKY BEING PUSHED YOUR WAY TODAY:j:j

    better go get es dressed washed ,,,and packed up
    got to be out in 25mins:eek::eek:

    later
    sxx
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • shaun40400 wrote: »
    hi DT

    LOtS OF BLUE SKY BEING PUSHED YOUR WAY TODAY:j:j

    better go get es dressed washed ,,,and packed up
    got to be out in 25mins:eek::eek:

    later
    sxx

    Blue sky welcome

    My two ready easier than I expected today as we went out last night to belatedly celebrate the Maxi DTs exam results nice meal - went to the winner of the best curry restaurant in Wales - baby was not amused though and a bit cranky they changed the time of her contact yesterday so she was out of routine.

    DTxx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Back of envelope calculations are good, though, because it means you are keeping your eye on things and not doing the head in the sand stuff.......

    Good news on the blue sky!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    edited 4 September 2009 at 12:30PM
    I have done the BT using OH's Capital One card to pay off my HSBC there was enough limit to clear it so I will during this month pay the balance in my 0% fund off OH MBNA card which will be in excess of the BT fee I have just paid so the debt will reduce not increase which is always good.

    MBNA card is the next to tackle as it has a balance in excess of 20K and the 0% runs out in December I want to reduce the balance as much as possible before then but I have a number of empty cards I can probably get a 0% deal on and once that is cleared/or BT I want to start closing some cards.

    Between us we have 10 cards

    M&S I use for regular monthly shopping and pay off to get vouchers for Christmas - Limit £11300
    Tesco - Nil balance Limit £4900
    Halifax One - Nil balance Limit £5950
    Halifax Plat - Nil balance Limit £14250
    HSBC - Now nil balance Limit £10000

    Mint Balance £5368.50 Limit £6330 0% ends May 2010 (this was a 0% fee offer too so free money for 12 months)
    MBNA Balance £20,632.50 Limit £22100 0% ends Dec 2009
    Egg Balance £11051.48 Limit £11600 0% ends June 2010
    Citibank Balance £3776.59 Limit £5000 0% ends Jan 2010
    Capital One after BT £5862.82 Limit £6000 ends Sep 2010

    Already closed
    Marbles, Goldfish, OHs HSBC, Virgin.

    £97430 I have just calculated is our potential CC debt :eek: and that is after closing 4 cards - is it any wonder people get into debt when these sort of limits are available.:confused:

    DTxx

    And I won £5 on the bingo this morning
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Good news on the win and sorting out your BTs.
    I agree though.It is scary the amont of debt we have available on cards!!!
    Glad you don't need an ark there ..we do here..it's still raining.
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Hi DT :D You're doing so well on the bingo front! I celebrate if i get 25p on a free scratchie lol

    Have you got anything planned for the weekend?
    One step at a time ;)
  • Hopeful1 wrote: »
    Hi DT :D You're doing so well on the bingo front! I celebrate if i get 25p on a free scratchie lol

    Have you got anything planned for the weekend?

    More bingo :D

    Want to work in the garden as it is not actually raining and it is a jungle out there but we have had so much rain the grass is too wet to cut so a bit of minor tidying of the beds is all that is likely to happen.

    Other than that nothing planned this weekend.

    Hope you are OK and that despite all the problems you are looking after yourself it is you and the baby that are most important. After all you are an adopted quad so I shall be a cyber aunty soon :rotfl::rotfl:

    DTxx
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