We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Test Drive Insurance

NBE
NBE Posts: 44 Forumite
I've had a search through the forum but couldn't find the answer I was looking for so I hope that someone can help me.

When taking a test drive at a dealership, do you need to have your own insurance policy in your name? At the moment I am insured as a named driver on my parent's policy and I was just wondering if I needed to have my own policy in order to test drive a car.

Thanks in advance
"This 'telephone' has too many shortcomings to be seriously considered as a means of communication. The device is inherently of no value to us."
-- Western Union internal memo, 1876

Comments

  • Inactive
    Inactive Posts: 14,509 Forumite
    No, the dealer will have insurance in place to cover you on the test drive.
  • But watch what excess there is on it !! I had a Nissan dealer tell me there was a £1000 excess so told him politely that i would look elsewhere.
    It should be covered by there motors traders policy but some dealers will try to cut there costs by having a large excess

    You will need your driving licence
  • bhavinshah
    bhavinshah Posts: 77 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Yeah they cover you on their insurance...never asked about the excess though :S
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.8K Work, Benefits & Business
  • 601.8K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.