Urgent advice needed please

babyj9

Hi all, I am in need of some advice please as getting very confused. I am trying to reclaim for PPI on a loan I took out in May 2001. I purchased a car on HP at Hartwell Ford and the finance was arranged with GE Money. I completed the payments in April 2006 and shortly after began trying to reclaim my ppi - £50 per month. Initially I approached GE Money with the template letter from this site and was told that I need to take the issue up with Hartwell Ford. I contacted Hartwell who have told me that they wern't covered by the FSA at that time and so I have no claim.
Firstly, should I be pursuing Hartwell or GE Money? And in which case what should be my next move? As far as I am aware Hartwell where not covered by the FLA either??
Any advice would be much appreciated - many thanks all x

di3004

babyj9 wrote: »

Hi all, I am in need of some advice please as getting very confused. I am trying to reclaim for PPI on a loan I took out in May 2001. I purchased a car on HP at Hartwell Ford and the finance was arranged with GE Money. I completed the payments in April 2006 and shortly after began trying to reclaim my ppi - £50 per month. Initially I approached GE Money with the template letter from this site and was told that I need to take the issue up with Hartwell Ford. I contacted Hartwell who have told me that they wern't covered by the FSA at that time and so I have no claim.
Firstly, should I be pursuing Hartwell or GE Money? And in which case what should be my next move? As far as I am aware Hartwell where not covered by the FLA either??
Any advice would be much appreciated - many thanks all x

Hi there

Hopefully someone will post up with some ideas for you here, but have you also tried your local CAB?

To check with the FLA give them a ring here:
http://www.fla.org.uk/fla/contact/index.jsp

Not everyone are successful with the FLA, but ring them anyway to check.
Good luck.;)

babyj9

Thanks for that, I can see I am going to have a tough time reclaiming but I am determined to see it through, I was definately mis sold as I didn't even know I had PPI until I lost my job 4 years in - even then they didn't pay out yet continued to charge me for PPI whilst I was un-employed!

If anyone else has had a similar experience with Hartwell Ford or GE Money I would be interested to hear - thanks again!:mad: