Continuing to pay off a credit card after balance transfer

aboylikethom

Apologies if this has been discussed before but any help would be much appreciated.

I transfered my balance from one credit card (M&S) to another (Egg) about 12 months ago now, however after studying my bank statement last night (why don't I do this more often?) it appears I'm still paying £5 to M&S every month, depite the fact that I haven't spent any money on it. Unfortunately my statements go to my old address because I never got around to changing it and I'm not registered online so I don't know how to check.

Is this a common problem, and what can be done here? I'm not really very credit card savvy so any help would be much appreciated.

Thanks!

SwissLe

Isn't £5 the minimum payment to an M&S card? You can ring them and get recent transactions, balance information etc. You should also change your address at the same time.

I'd say you still have a small balance (maybe interest?) and they are taking the direct debit to cover this.