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Thursday 21st May - What small DFW things have you done today?
Comments
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            I haven't been very well for a couple of days, so haven't been around much. It has meant I haven't spent anything though!!
 Tomorrow is payday, so quite a lot of preparation to be done for the new financial month.....and I've received my cheque for PPI mis-selling :T Once cleared it will help clear the MBNA card once and for all!
 and onwards with my meagre list- bought in breakfast and lunch
- store cupboard dinner
- check online banking
- create new month's spreadsheet
- pay in PPI cheque
- charge phone
- go riding
- update diary
 
 That'll do for now, afterall, I am at work.....Total debt at October 2008: £67,213.30
 Total debt today: £0 - debt and mortgage free 29th November 2013 :T
 Sealed Pot Challenge member 14
 Save £12K in 2014 - £6,521.90/£6K member 138
 0
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            Morning everyone, I'm finishing work early today - yay!!! Today I will- Check online banking
- update snowball cos some DDs have come out
- do scratchcards
- read more on the "up your income board"
 
 Have a good day everyone, it's pouring with rain here :rolleyes:Sept 09 (3 wks only to 2 Oct) GC 98.94/£200DFW LONG HAULER NO 166DFD June 2014 :eek:£68622.60 Debt at LBM£62923.60 11th Spt 09 or 8.3% reduced0
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            Morning all! Intermittant monsoons in Manchester today!
 Am feeling more positive today and have already done some small bits and pieces (even though I'm in work technically!).....
 My list ...- Have brekkie at home
- Bring lunch to work (remembered drinks too)
- Making shepherds pie for tea from a bag of quorn mince that's lived in the freezer for far too long and some potatoes that are past their best (rather than chucking them out)
- Walk dog for free exercise (x3, one down 2 to go)
- Check banks - CC paid ok
- Work out out much is left to spend as disposable income this month whilst saving at least £200
- Phone kennels to book dog in for a short "holiday" whilst I'm working away
- Try finding dogs vaccination card and take to vet to update
- Stay in tonight instead of going to the pub quiz
- Heating off
- Finish meal plan for next week and start shopping list
- Phone car insurance people about no claims docs
- Stick to diet!!!
 
 Have a good one0
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            Today I have/will
 1. Checked online banking
 2. Reduced overdraft from £900 to £600:j
 3. NSD
 4. OU Coursework
 5. Walked dog
 6. Play free scratchcard
 7. Store cupboard mealsTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0
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            I just spent 30 mins posting detailed post and when I pressed post reply just a black screed after asking me to relogin??? :eek::mad: Total debt at lbm 27420/oct07.Today 18954.000
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            Gosh I can't belive how annoying that is ....:mad:
 Anyway hugs and SPARKLE TO EVERYONE:j:D:o:o:D:j
 OH at dentis £££££ching ching£££££££
 Pay mum at school to our £5 a week for spa break untiil nov when we will have £175.
 Post office
 Uniform sale at school spend £5
 Help out there
 pick up son and friend kids from school and nursery.
 Remind OH about passport so we don't have to do the day thing:eek:
 2 30 degrees washes
 get a lift to Big tescos to get 12p stuff at 730 pm
 Check banking 2 sites
 Check money for Kids Holidays plan week off together
 Look out for packs to post phones for cash!!!:j
 Check ebay msgs and sold items
 learn how to turn up jeans or take to shop....SHOP
 Plan and meets with friends catch up via facebook FREE
 Will update as and when today...enjoy your afternoon!!!:D:mad: Total debt at lbm 27420/oct07.Today 18954.000
- 
            Hi Everyone
 Looks really busy - have skim read and will read in detail this evening.
 I'm on a course today so no access to computer. Here's my list for today:- Storecupboard meals - forgot to make lunch so grabbed a strange assortment to make up my lunch!
- Visit aunt tonight and finalise decisions on cake (she always gives me lovely goodies to eat too!)
- List 5 things on ebay tonight
- Clean kitchen
- Catch up with ironing
- scratchies
- 30 mins exercise
- Call people using free minutes
- do a bit of decluttering tonight
- Have an hour to myself doing nothing at all!
 
 urg x x0
- 
            Was up late last night going through our utility bills and working out usage, costs etc and have a much clearer idea of costs and have decided to wait until we get our next quarterly bill in June and then pay off arrears, adjust direct debit and possibly switch suppliers. So up a bit late today (off work this week) but at least I feel happier about it.
 So today I:
 Have ordered vouchers for radio times subscription from tesco deals as we need to renew it soon and voucher was about to expire.
 Listed 2 more things on small ads at work
 Checked ebay sales - all 3 have bids :j
 Sorted the washing and 1 more load done on quick wash and about to go on airer
 And I will:- [STRIKE]Do dinner from storecupboard almost with a few extra vveg I got yesterday and freeze extra.[/STRIKE] DONE
- [STRIKE]Do 30 minutes going through my survey/clicks email account as I've neglected it. :rolleyes:[/STRIKE] DID 45 minutes and had enough with one site to cash out £5 into paypal :T
- [STRIKE]Enter 5 competitions. [/STRIKE]- Done Entered 17 :A
- 30 minutes sorting out
- Spend 1 hour on accounts and paper work
- [STRIKE]Pop to Tescos later as a couple of things we need are on offer there and not on offer in Sainsburys yesterday.[/STRIKE] DONE - did buy a few more things but all on offer too  
 
 Also didn't go on my computer to resist temptation to use a money off voucher which has now expired so no temptations there as I didn't need the products.
 And one thing I keep forgetting to add to my list I'm wearing my glasses again - done it all but 1 day this week and means that I don't use up my contact lenses :rolleyes:Initial Mortgage January 2024 - £160,000
 Initial Mortgage free date - January 2058
 Mortgage as of 1st February 2024 - £159,134.98
 Overpayments to date - £79.62
 Current Mortgage free date - January 20580
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            I cleared my credit card debt today:T
 i had £3423 to go, I decided to bite the bullet and clear it all today:beer: A strange feeling in a way!
 My goal was to be credit card debt free by Sept 2009. I have managed it earlier than expected:T
 i can now start saving for that house with the girlfriend0
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            Hi All,
 Feeling really sorry for myself today 
 Just found out that I was pipped to the post for the interview yesterday
 Cant relly post here as I am quite frustrated and upset!!!
 Will be back shortly
 Candy xxxDebts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,0000
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