Thursday 21st May - What small DFW things have you done today?

mogchops

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all!!! Hello to everyone, its great seeing so many people posting on this thread at the moment!

Its not raining, the sun is trying to come out so lets hope it makes it!

Today......

- Check online banking
- Click and scratch
- leftovers for lunch
- casserole in slow cooker for tea
- post last ebay sale
- Collect £10 lottery winnings
- Should be a NSD
- go to work (finish early as made up time earlier in the week :T)
- Housework and ironing later - & start getting things together for going to Scotland on Saturday
- maybe try & get some comps done!

Have a lovely day everyone xxxxxxx

my_mess

Quick and early for me today :

- not at work as taking son to see yet another consultant (at least no bus fare spending!)
- meals from stores
- checked online banking (that's a laugh)
- done daily clickies and scratchies already (10p + TAB 25p)
- no heating on
- use up old/free toiletries
- lunch on dad, so a yummy treat
- walk dog for free exercise
- read more of free galaxy book win - a bit of free entertainment
- check for freebies
- enter some comps
- washing on low temp and air dry
- post some ebay sales


That's my lot !
Have a great day people

pixiechick99

Morning Mogchops....and to everyone else who pops on;)
Hooray - it's the end of the week for me, Inset day tomorrow so I'm nearly on half term:beer:
Had a lovely, but very tiring day at the farm yesterday - glad of a 'normal' day at school today:p

Ok, today I will/have done......

• scratchcards...20p (1st time not been 10p in ages:rolleyes:) and 50p in TAB bonus pot
• check banking - moved TC to spending account
• packed lunches are all made
• Dinner from meal plan tonight - jacket pots and chicken
• enter daily Glamour mag competition
• read paper oniline
• NSD hopefully - will be 12 out of my target 12 then:j

Ok, that's all for now - have a lovely day everyone, back later:rotfl:

PS. Wooooohoooooo my 1000th post!!!!

Miss_Piggy_2

Morning all

Not been on here for a while - am posting in the hope it will motivate me to actually geting something DONE today!!!

So today I will endeavour to :

* Clear Washing basket - most at 30'c
* Line drying as log as sun stays out!
* Piglet at nursery from 1pm
* Ironing...maybe...if I can be bothered!
* Check on-line banking
* Enter some competitions
* Ring Gas company to increase direct debit by £7:eek:
* Do some ebaying maybe - want to raise enough for OH's birthday present later this year
* Storecupboard lunch and dinner (dinner is free - pizza supplied by my Mum!)

Thats all I can think of for now

Have good days all - hope the sun shines on you all!

Miss P
xx

DawnW

Morning all :j

Bright and sunny here - so far :rolleyes:

Today I have / will:

Check online banking

See to animals and plants (noisy demanding cat done so far, and some leftovers that had gone beyond redemption to chooks)

Need to pick up some shopping and the dry cleaning from Mr S on way home from work to save making a special journey

Lots of work

Read newspaper online if I get a minute

Pennies to pig as can't close purse

Pay in tenant's rent money - will need it towards repairs to outbuildings in rented house - got quote yesterday :eek: but can't expect them to put up with leaky shed roof

Look at mine and OH's tax returns again

Work - lots of it !

Have a nice day everyone :hello:

andrina_nightshade

Morning all!

Today I have/will:

• done my daily clicks and free scratchcard
• study for exam
• no meeting in Dundee today (:j) meaning I didn't have to pay for train etc.
• got a shift at the dreaded other place tonight as well... will be in serious need of caffeine by the end of the day!
• check comps and freebies boards

Have a good day all! x

Pippilongstocking

Hi all
Hope I avoided a charge yesterday I will be so cross if I got one after all this good work (a random cheque came out at same time as DD's I had just forgotten about it!)

Post office (finally)
Find purse - i think its at work
Check banks properly today - one day you miss it until the evening is hte one day it goes pear shaped.
More writing
More reading
More willow cooking
More weighing

Lent my shredder to a chum at work yesterday night so hope htat went ok
Get a pile of plants sorted out for a chum who wants some
Find out when course is on Friday/Sat
Finish writing!!

hugs to you all and thanks to Marru for the lovely parcel

Norton_Blade

Morning all!

Gosh... this thread is busy at the moment. Even when I don't post, I come on for a neb at what everyone else is doing to give me ideas.

Today I have/will:

• All meals from stores. Tea and water from work for drinky.
• "Spare" money in second sealed pot of the year. The banked sealed pot money is just clearing into my savings account now... might be worth another couple of pence come Christmas!
• Checked interweb banking... all fine. Money is taking ages to transfer like it always does - can't wait for faster payments to come in everywhere!
• Scratchy - 20p
• Have a look around for vouchers for clothes shops to make Saturday's spending spree a little more MSE. Print these off at work.
• Should be another NSD today. Not planning on visiting the shops.
• Charge phone and laptop at work.
• Keep an eye out for surveys.
• Water my seedlings and put them out in the sun.
• Half an hour on wii fit instead of sitting and munching.
• Sparkle.

Have a good day everyone... it's very nearly the weekend!

boopydoo

Morning everyone

Congratulations on the 1000th post Milly

Early start for me- been in library since 6 printing notes so I am doing all computer based stuff now and then that is me off computers for the day. WORK WORK WORK- if you see me on here you have permission to shout at me!

Anyway today I have/will

• scratches- 20p + 25p
• revise
• no point checking banking as nothing will be up yet but nothing expected
• revise
• get brothers share of phone bill off him and put in account
• revise
• have to buy lunch today as no bread in house this morning :mad: but have water with me
• revise
• charge phone and ipod in library

Oh and did I mention I need to revise!!!

That's it from me- looks sunny today but forecast has promised rain, here's hoping :rolleyes:

sophiesmum_2

Hi everyone:j
Good morning from sunny Malta:D

Thanks to Mogchops for keeping the thread going ... lots of lovely posts lately. Hope you all get some sunshine today.

Plans here for today

Spend the day with our Maltese friends so shouldn't be spending anything much, will be eating with them all day so probably take some wine with us or something.
Must also check my online banking as have a few things due out DD's etc whilst we are here.

Have a great day everyone will try and catch up a little of the past few days threads.
Hugs to anyone who needs them and a big wave to all the regulars:hello::hello::hello:

lianne1984

Morning guys!
Was pretty pleased with my productiveness yesterday, got thru most of my to-do list except cleaning the bathroom, STP [as it wouldnt seem to work for me..], listing item on eBay n wasnt really much of a LSD but to be fair I took DS n friend to local indoor play centre after school so that cost me a bit!

Soooo lets aim for better today..

*[STRIKE]School Run[/STRIKE]
*[STRIKE]Check emails / social networking sites[/STRIKE]
*[STRIKE]Do any surveys that come thru[/STRIKE]
*[STRIKE]Check online banking[/STRIKE]
*[STRIKE]General daily housework[/STRIKE]
*[STRIKE]Washing on 30[/STRIKE]
[STRIKE]*Ironing[/STRIKE]
*[STRIKE]Clean the bathroom!!! lol[/STRIKE]
*[STRIKE]Look into details for charity skydive!!![/STRIKE]
*List item on eBay
*Do @ least 3 songs on STP
*Enter @ least 3 comps
*[STRIKE]Check for any decent freebies[/STRIKE]
*[STRIKE]Start personal blog again [for to-do lists, daily spend, daily calories][/STRIKE]
*Do nails / eyebrows
*[STRIKE]Go gym!![/STRIKE]
*Meals @ home
*Aim for Low Spend Day!

& finally
*Smile lots and tell DS & OH I love them lots! X