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need some help please re credit card debt

hi. bit of a long story but here goes!
i moved to spain 4 years ago and i had a credit card debt of approx £14k with mbna. for the first 6 months i kept in contact with them and paid my balance each month but then i lost my job, i spoke to one of their people who said that i could pay about £90 a month instead of £400 but after just 2 months of this i was getting more and more in debt due to lack of work that i stopped paying them altogether. i buried my head in the sand and prayed that they would go away, and they did for a bit but now they have started calling me again with a vengeance. i havent answered the calls as yet and i did a quick search for their number but the only info i get is paypal collectors? could they have found me through my ebay account? (registered to spanish address) i know that i will eventually have to get this sorted but im living hand to mouth as it is. i have just reapplied for my passport and drivers licence to a uk address and was wondering if the debt collection agency will track me through this as well? and does anybody have some ideas of what is the best way to get this sorted? i am still living in spain and there is no way i can afford to get back to uk so any ideas would be greatly appreciated!

Comments

  • when u come back to the UK, dont register on the voters roll and dont apply for any credit or savings facility...... this will ensure no link to ur current credit report and for tracing agencies to locate you.

    altearnatively when u come back, u can apply for a debt relief order... cost u £90 , as long as you have some more debts and the total is less than £15000...
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    Hi they cant trace via ebay or paypal as this would be breach of the data protection act, what it maybe is a company that has a team that deals with that company listed on the net. What is the number? In relation to you license, passport they are unable to trace you this way as they are not a goverment body.
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