Halifax regular save 10% from last June

LucyTheDwarf

I can't wait for this. I get really excited about these things. My anniversary date is 13th June I will be logging on at 9am just to see it's real

neas

hi all i have made the following payments:

25 May 2009Standing Order From 500.00 4,650.00
25 Apr 2009Standing Order Froxm 500.00 4,150.00
25 Mar 2009Standing Order From 500.00 3,650.00
25 Feb 2009Standing Order From 500.00 3,150.00
25 Jan 2009Standing Order From 500.00 2,650.00
25 Dec 2008Standing Order From 500.00 2,150.00
25 Nov 2008Standing Order From 500.00 1,650.00
25 Oct 2008Standing Order From 500.001,150.00
25 Sep 2008Standing Order From 500.00650.00
25 Aug 2008Standing Order From 50.00150.00
25 Jul 2008Standing Order From 50.00100.00
25 Jun 2008Opened by Transfer 50.0050.00

Do i have to make a futher payment before the anniversary (25th jun 09) for june month? Even tho i've made payments etc?

rb10

neas wrote: »

Do i have to make a futher payment before the anniversary (25th jun 09) for june month? Even tho i've made payments etc?

You don't have to, but you can if you like.

If you choose to put in £500 on 1st June, you'll get an extra £3.42 gross in interest compared to leaving it at the twelve payments that you've already made.

neas

hmmm, might do that then :P, Got to figure where to put it at end lol :P

bluedove

I opened same account last july my annivarsary date will be the 10 of july.
I have made 11 deposits starting from the opening date in july 2008 to may 2009. i think the next payment in june will make it 12 deposits therefore i wont need to make another deposit by july.
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Also i want to know the best time to move the money after the annivasery date as i have other things lined up to use the money
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quietishone

bluedove wrote: »

Also i want to know the best time to move the money after the annivasery date as i have other things lined up to use the money

You don't actually move the money from the Regular Saver yourself, Halifax do it for you as stated in your terms and conditions -

Maturity of term - after 12 months your savings and interest are simply transferred into your nominated savings account (which you'll be asked to open at the same time as opening your Regular Saver). Your Regular Saver account remains open and you can continue to save - the interest rate applicable at the time is then fixed for another year.

Once in your nominated account the money is yours to move around as you wish. Do remember that the Regular Saver isn't closed and the Standing Order will start another year's saving going (at the interest rate current when the first deposit is received, currently 4%) unless you cancel it.

rb10

bluedove wrote: »

I opened same account last july my annivarsary date will be the 10 of july.
I have made 11 deposits starting from the opening date in july 2008 to may 2009. i think the next payment in june will make it 12 deposits therefore i wont need to make another deposit by july.

You can if you like though ... it'll increase your total interest by £1.37 gross if you do make a 13th payment of £500 on 1st July!