deciding tesco credit card v's Halifax

pcyam

Morning

Shopping in tescos and noticed that their credit card are offering 0% purchases for 12 months and a bonus 500 clubcard points when the card gets accepted (and would earn points everytime I spend in tesco or not), but can anyone tell me if they give a good credit limit, because I was also thinking about the Halifax credit card 0% purchases for 15months (checked in branch and am auto accepted by their internal systems-therefore I presume I wouldnt be credit scored).

TIA

NickX

Just got approved for the Tesco card with a £7500 limit, so seems fairly generous.

Good Luck :beer:

YorkshireBoy

pcyam wrote: »

...I was also thinking about the Halifax credit card 0% purchases for 15months

Selected customers only?

(checked in branch and am auto accepted by their internal systems-therefore I presume I wouldnt be credit scored).

I wasn't when I was pre-approved 18 months ago, but times may have changed. If you ask they'll tell you if a credit search is required.

pcyam

Think I'm going to try for the tesco instead first off, becuase the Halifax is also 0% for 12mnths. Does anyone know who Tesco does their credit card with?? eg MBNA/Halifax etc

splatt30

Tesco and Natwest Bills look exactly the same, so I presume Natwest, though I think I remember a post on here a few weeks ago saying they were changing.

pcyam

I applied for tesco credit card online, but at the beginning of the application where it asked for name and address details it said there was a problem with the system and gave me reference numbers along with todays date and time I applied, what do I do with this?? I dont really want to do another application if one is already open (and I dont know if a credit score was done).

has anyone else had this problem before??

tia

CannyJock

pcyam wrote: »

Think I'm going to try for the tesco instead first off, becuase the Halifax is also 0% for 12mnths. Does anyone know who Tesco does their credit card with?? eg MBNA/Halifax etc

Used to be part of the RBS family, but not any longer.

socrates

The Tesco Clubcard MasterCard says RBS on my latest statement

CannyJock

socrates wrote: »

The Tesco Clubcard MasterCard says RBS on my latest statement

Existing cards won't be affected. Not sure if they're completely independent now, but it's been reported on the main stoozing site they're no longer underwritten by RBS.

samba

pcyam wrote: »

I applied for tesco credit card online, but at the beginning of the application where it asked for name and address details it said there was a problem with the system and gave me reference numbers along with todays date and time I applied, what do I do with this?? I dont really want to do another application if one is already open (and I dont know if a credit score was done).

has anyone else had this problem before??

tia

This keeps happening to me and I can't get any further with the application. It says their systems are temporarily unavailable, but it's been saying that for 4 days so if there's a problem they should announce it on their website.

a_semkin

Hi, see nothing in Tesco site re 500 points, if card application gets approved. Do you happen to know what was the deadline for the deal?

pcyam wrote: »

Morning

Shopping in tescos and noticed that their credit card are offering 0% purchases for 12 months and a bonus 500 clubcard points when the card gets accepted (and would earn points everytime I spend in tesco or not), but can anyone tell me if they give a good credit limit, because I was also thinking about the Halifax credit card 0% purchases for 15months (checked in branch and am auto accepted by their internal systems-therefore I presume I wouldnt be credit scored).

TIA