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#Doo doo doo... Come on and join the Conga...

2

Comments

  • Merlinexcalibur
    Merlinexcalibur Posts: 1,699 Forumite
    funny%20horse.jpg
    Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    in that case then i'll dust off the old sink plunger

    killer20bunny.jpg
    We all die. The goal isn't to live forever, the goal is to create something that will
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wooo hooo Sky, congrats and all that :beer:
    (but no pony play please :eek:)
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    skylight wrote: »
    And I'll bring the handcuffs and riding crop.

    Wow Skylight,

    Now you're talking a real party.:j:beer::j:beer:
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Richard_S wrote: »
    Wow Skylight,

    Now you're talking a real party.:j:beer::j:beer:

    I knew you'd pop up when there was talk of whips, handcuffs and pony play Rich :D
    Accept your past without regret, handle your present with confidence and face your future without fear
  • jellygirl_2
    jellygirl_2 Posts: 491 Forumite
    That is fabulous new!!! :):):)
    Well done for getting through it all - now where didi I put that large glass of wine???
    :j Goodbye debt - Hello sanity! :j
  • Merlinexcalibur
    Merlinexcalibur Posts: 1,699 Forumite
    horse.png
    Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
  • dumb
    dumb Posts: 40 Forumite
    How did you manage to get credit a couple of months after being discharged? I thought that the bankruptcy stayed on your credit file for 6 years. I was also under the impression that your name stayed on the insolvency register for ever, is this not true then?
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    bankruptcy does stay on your file for 6 years.

    there is nothing to stop you getting credit but most people won't touch a br with a barge pole and it is likely to be at very unfavourable rates. some people use high APR credit cards to rebuild their credit rating.

    i think your name comes off the insolvency register, but stays in the Gazette forever
  • auldblerk
    auldblerk Posts: 1,083 Forumite
    Party 7 .. do they still exist ?! lol
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