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Can you get a card if you don't have a regular salary?

I have been self employed for a year now and I have primarily been living off my saving while I get my business off the ground. I have a few credit cards but I avoid using them as must as possible. That said I have been running down a balance on one with a 0% interest rate (HSBC) but the interest free period has elapsed and I am keen to transfer the outstanding balance to another 0% card however if I am honest I don't have an annual income to declare

Is it possible to get a card without giving salary information?

I will be starting a contract shortly which will give an income so I hope to pay off the balance shortly but I would like to avoid interest cost in the mean time.

Any ideas welcome.

SoGlow

Comments

  • melt71
    melt71 Posts: 586 Forumite
    I wouldn't have thought so, although credit card companies are a rule onto themselves I think.

    Why don't you try ringing one of the other cards you already have and ask them if they are prepared to offer you a 0% balance transfer or at least a low rate? Which cards have you got?
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
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