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Best 5 year fixed rate at 75% LTV?

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  • patchwork_cat
    patchwork_cat Posts: 5,874 Forumite
    The crux to tomonkey's Abbey knock back might be the short term he is after.
  • ToMonkey
    ToMonkey Posts: 54 Forumite
    They said it was something to do with the term plus the fact I have 3 kids and another on the way. They did not feel I could make the payments due to these commitments. I have never missed a single payment.

    I have 130 a month on a loan (Conservatory) and about 3k on a credit card which is adequately serviced.

    My wife works only part time but we were not using her in the equation, although they did not go in depth into bills etc as several other lenders did (who were prepared to lend based on salary and bills)
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