We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing slow loading times and errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Can I get this default removed?
gridnutter
Posts: 5 Forumite
On 20/08/2004 I was defaulted by Woolwich (Barclays) for £394.00.
This amount was made up entirely of bank charges for unauthorised overdraft and unpaid items (eg direct debits) etc.
The amount was settled in full on 12/11/2006.
I am now in the process of reclaiming £1692.00 of charges back from the Woolwich, although the claim is currently on hold.
My question is can I get this default removed? If so can it be done now as the charges are in dispute, or do I have to wait until the claim is settled?
Finally if it is possible how do I do it?
Many thanks
Craig
This amount was made up entirely of bank charges for unauthorised overdraft and unpaid items (eg direct debits) etc.
The amount was settled in full on 12/11/2006.
I am now in the process of reclaiming £1692.00 of charges back from the Woolwich, although the claim is currently on hold.
My question is can I get this default removed? If so can it be done now as the charges are in dispute, or do I have to wait until the claim is settled?
Finally if it is possible how do I do it?
Many thanks
Craig
0
Comments
-
gridnutter wrote: »On 20/08/2004 I was defaulted by Woolwich (Barclays) for £394.00.
This amount was made up entirely of bank charges for unauthorised overdraft and unpaid items (eg direct debits) etc.
The amount was settled in full on 12/11/2006.
I am now in the process of reclaiming £1692.00 of charges back from the Woolwich, although the claim is currently on hold.
My question is can I get this default removed? If so can it be done now as the charges are in dispute, or do I have to wait until the claim is settled?
Finally if it is possible how do I do it?
Many thanks
Craig
You have to wait until the claim is settled. If it is settled for more than the amount you were defaulted then I think you have an argument that had it not been for bank charges you would not have been defaulted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards