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Halifax One 0% 12 months Bal Transfers...
mkrbwfc
Posts: 12 Forumite
in Credit cards
Just applied online and been told i've got a credit limit of £10K.
However i cancelled the same card one nearly 2 years ago when the 0% ran out. Is it possible that they will realise this and put me on the standard rate?
I,m only saying this because a similar thing happened to me with Nationwide recently who have a policy that only one offer is allowed per person in whatever time period.
Has anyone any idea if halifax do the same.
Thanks for any advice.
Cheers.
Mark
However i cancelled the same card one nearly 2 years ago when the 0% ran out. Is it possible that they will realise this and put me on the standard rate?
I,m only saying this because a similar thing happened to me with Nationwide recently who have a policy that only one offer is allowed per person in whatever time period.
Has anyone any idea if halifax do the same.
Thanks for any advice.
Cheers.
Mark
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Comments
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Is this same as Bank of scotland 'one card' thats also 0% for 12 months online... I have never used BoS or halifax b4 so this might be worth a go.
Do you do the balance transfer online when you apply?Official DFW Nerd - Member no. 045
Total debts ???***
Well I think they are going down, only time, a divorce, selling up & moving on will tell !!
Forever optomistic.... Positive thinking.0 -
Yeah you do it online but i tried to transfer £12k but only got a credit limit of £10K.
Was wondering how much they will transfer. Any ideas? I would guess at £9.5k but dont really know.
Cheers.
Mark.0 -
Think it is 95% of credit limit but depends on lender I think.
Going to give this card a go as my MBNA one is due to run out soon.
cheers! :beer:Official DFW Nerd - Member no. 045
Total debts ???***
Well I think they are going down, only time, a divorce, selling up & moving on will tell !!
Forever optomistic.... Positive thinking.0 -
I transferred a balance of £5k to my new &MORE card with a £5k limit. How common are these transfer restrictions?My TV is broken!
Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j0 -
I transferred £1999.59 to a &More card on a £2000 limit about 8 months ago with no problems so you should be fine
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Virgin did up to £100 less than the limit.0
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By the way - can you only transfer on to other credit cards, I have a visa debit linked to my offset mortgage would I be able to transfer money onto that?0
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Only with a few cards (Egg and Virgin among them).halloweenqueen wrote:By the way - can you only transfer on to other credit cards, I have a visa debit linked to my offset mortgage would I be able to transfer money onto that?0
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