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Debt Management Companies

I have been in contact with a debt management company that charge 15% of the monthly payment you make. At the moment I pay various CC companies £385 a month - this would mean I would pay the debt management company around £58 per month. This would mean £327 would be paying off my debt. I realise this will give me a bad credit rating for a long time but I already am a homeowner. I really don't want credit anymore anyway - is 15 per cent a good deal?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    Why not contact the free debt managament companies. CCCS, Payplan or CAB
  • Rose123
    Rose123 Posts: 397 Forumite
    I dont even bother, I made up my own management lan with each lender and I cleared my debt 10 times quicker (literally) than the debt management companies said i could clear my debt and personalising my own plan was kinder to my credit reports
    Official SOS Club number 014 - Dry until 29.11.09
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