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Car Insurance - Any Ideas??

dg1968
dg1968 Posts: 62 Forumite
My partner has recently passed her test (Dec 2008) and been driving my car (on company insurance, any driver) she now has been given a car (Escort 1.6 P reg) and has been quoted £600 to insure....

She is 27 yo

Having only had company insrance for 20 years this seems very expensive??

Any recomendations on how to do this as cheap as possible?

All help appreciated
«1

Comments

  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    Thats not a bad quote for a newly qualified driver, albeit over 25.

    Have you done the usual, compere the market etc
  • terryya
    terryya Posts: 603 Forumite
    Price doesn't seem too excessive to me.

    Best advice is as mentioned above to use comparison sites and then look on cashback sites such as quidco to see if you can get any back - sometimes you can get over £100 back (but this isn't guaranteed).
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Try getting a quote for comprehensive with and without a big excess (You only pay the excess if your claiming for the repairs to YOUR car following an accident) its normally cheaper than TPF&T on old cars
  • LeeSouthEast
    LeeSouthEast Posts: 3,822 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Price seems very good for a new driver.
    Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
    Do something amazing. GIVE BLOOD.
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    For a 1.6 escort that's good. At 26 when I had just passed I paid about £800 on a 1.3 Skoda. The main reason for the cost for me though is living in a high risk area. So long as you follow martin's guidelines in the car insurance article (insurance link) and get all the quotes you should be in a position to know what's cheapest. Only thing I would add is to try some of the cheapest ones directly on their own website.

    Main thing you can do to reduce the cost is add parents as named drivers, or even if she adds you as a named driver (particularly if you're an experienced driver) this can also reduce the cost.
  • tigerlily
    tigerlily Posts: 1,228 Forumite
    I paid £400 10 years ago on a 1.0 metro! Doesnt seem bad at all!!
    Debt free = December 2010...as of March 2006 it is now January 2010..... as of December 2008 it is now December 2009 :j hopefully sooner!!
    :jDEBT FREE:j January 2012, took longer but I got there, all by myself, through sheer hard work and pride!
  • Paddy2eyes
    Paddy2eyes Posts: 426 Forumite
    I paid £940 to insure my first car, a 1 litre Vauxhall Nova, 16 years ago. Thankfully I have never paid as much since and had much nicer cars.
  • Flying-High_2
    Flying-High_2 Posts: 761 Forumite
    Tried Swiftcover? I have a mate who has insured him and his GF on a 1.8 Astra her on a provisional for just over £300 with these.

    They also come top of the comparisons for my Insurance also.
  • BYALPHAINDIA
    BYALPHAINDIA Posts: 781 Forumite
    Yeah this is not a bad price considering she is a new driver since Dec 2008.

    Is there anyway that she could go on YOUR insurance or somebody else's to save money?
    Thomson 757 Man
  • dg1968
    dg1968 Posts: 62 Forumite
    Yeah this is not a bad price considering she is a new driver since Dec 2008.

    Is there anyway that she could go on YOUR insurance or somebody else's to save money?

    Thanks all, ended up doing it with me as main driver her as extra driver £216 full comp
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