We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IVA Help

Hi guys,

my partner is considering an IVA. She earns good money but i struggling every month to live after paying back all her debt.

She has a range of debt from credit cards to loans. The credit cards cost £615 on there own and the loans are about £200.

She also pays for almost all the household expenses.

She earns roughly 1700 p/m.

Would she be able to entrer into an IVA?

Comments

  • RAS
    RAS Posts: 36,167 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    She needs to talk through her options with a debt charity who can give independent advice http://www.moneysavingexpert.com/loans/debt-help-plan#help. Also read martin's IVA guide.

    If there is any chance she wants to have children or might lose her job, it would not be a suitable option.

    Do check if she has PPI or charges she can reclaim as well.

    And put her account details into the snowball on www.whatsthecost.com.
    If you've have not made a mistake, you've made nothing
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.