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If you don't ask...you don't get!
gingerfurball
Posts: 385 Forumite
Thanks to the advice of MSE and the lovely people on this board I just got the % rate on my card reduced. I never realised you could ask! I never even realised what rate it was...prepare yourself...24.9%...OMG!! But they will be reducing it to 15.9% from next month and I've also cancelled the payment protection cover. The guy didn't want me to cancel and tried his very best to get me not to. But I stayed calm and persisted.
This all came to a head when I realised that after paying out £65 on my card last month, £6.68 came off my balance...I'll now be trying to get a 0% card to transfer the balance. I'm not sure if this will happen, I have a bad history, am now a housewife with no income, but I'll try!
Thanks everyone!
This all came to a head when I realised that after paying out £65 on my card last month, £6.68 came off my balance...I'll now be trying to get a 0% card to transfer the balance. I'm not sure if this will happen, I have a bad history, am now a housewife with no income, but I'll try!
Thanks everyone!
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Comments
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Well done. what a good start. Good luck with getting yourself a 0% card."I will be debtfree":p0
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well done you0
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Well done, keep at it
2008 Comping ChallengeWon so far - £3010 Needed - £230Debt free since Oct 20040 -
on the phone as i type to capital one asking if they will reduce the apr........am on hold whilst they speak to 'relevant department'.........
computer says ..............(terrible lift music I'm listening to!).......YES..........from 30.5%!!!!!! :eek: :eek: to 19.9%!!!!!!!!!! :j :j
ok, not a good apr by any stretch of the imagination, but it should help.
Start asking everyone¬!!"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
keren29
what a result well done0 -
You are an inspiration!
Barclaycard has just dropped my rate from 19.9 to 14.9 - not that I don't pay it off anymore, but still, I rang and threatened to leave and they were happy to oblige (!)Official DFW Nerd Club - Member no. 002 :rotfl:0 -
I just tried capital one got an £18 refund aint life sweet.Barclaycard 3800
Nothing to do but hibernate till spring
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I love this site ((((hugs))))Barclaycard 3800
Nothing to do but hibernate till spring
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I would have got the annual card fee refunded as well if I paid one, but I don't pay one, but pleased at the result!"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
keren29 wrote:on the phone as i type to capital one asking if they will reduce the apr........am on hold whilst they speak to 'relevant department'.........
computer says ..............(terrible lift music I'm listening to!).......YES..........from 30.5%!!!!!! :eek: :eek: to 19.9%!!!!!!!!!! :j :j
ok, not a good apr by any stretch of the imagination, but it should help.
Start asking everyone¬!!
well done! it's a third off :T0
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