Trying to find a decent current account

sloughflint

ouser wrote: »

I’m interested in getting a decent current account at the moment and am really struggling.

You seem to be confusing current account

ouser wrote: »

I know there is a thread on instant access accounts but that does not exactly cover what I want. I want an account with which I have a card and can buy goods and do internet shopping and many “instant access” accounts don’t have this feature such as those of Anglo-Irish.

with instant access savings accounts.

You knock LTSB Classic with Vantage but it's probably one of the best around since it combines both the features of a current account and a savings account with good rates of interest as long as the balance doesn't fall below 1k ( and you satisfy simple rules like stay in credit and feed in >1k per month)

It couldn't be simpler and you can have several of these accounts. The rates are better than many fixed rate accounts with limited or no access.

paid4it wrote: »

they have been good to me even dropped a charge for being overdrawn after my boss forgot when pay day was.

A lot of places will do this for a first offence.

G_M wrote: »

I still bank with them but am disappointed.

I agree G_M. The Nationwide flexaccount is no longer as attractive as it used to be. Worth keeping open though just to 'switch' to another institution that offers incentives to 'switch'