We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What happens when a partner moves in?

my sister is currently on housing benefits and has been talking about allowing her partner to move in, but she wants to know what the financial implications will be. Is there a sliding scale where if her partner earns £Xk per annum there will be a X% drop in benefits? how does this sort of change affect her benefits? thanks all.

Comments

  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    Is housing benefit the only benefit your sister is claiming? Does her partner work?

    Housing benefit will all depend on her and her partners income combined ie the household income and if its a low income they would still be eligable for houseing benefit.
  • she has an 8 year old that she get's child benefits for and i believe she also gets job seekers allowance. her partner earns about £30k+ a year and hasn't any children.
  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    If its JSAIB she will lose that when he moves in, has she been unemployed for 6 months or longer?

    As a couple they could claim CTC and WTC.
  • OrkneyStar
    OrkneyStar Posts: 7,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mealone wrote: »
    If its JSAIB she will lose that when he moves in, has she been unemployed for 6 months or longer?

    As a couple they could claim CTC and WTC.
    Yes but if he earns £30K they are unlikely to get much more than the basic child element (approx £10 per week).
    Ermutigung wirkt immer besser als Verurteilung.
    Encouragement always works better than judgement.

  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    Even the basic element is still a claim, orkneysky and if either the mother or child is disabled it could be higher I believe.
  • OrkneyStar
    OrkneyStar Posts: 7,025 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mealone wrote: »
    Even the basic element is still a claim, orkneysky and if either the mother or child is disabled it could be higher I believe.
    Yes I realise this, I was just trying to point out that what she gets in CTC will likely be less than it is now (even if child is disabled) and the WTC is doubtful with that income and one child.
    If she does not tell them as soon as partner moves in she might end up with an overpayment too.
    Ermutigung wirkt immer besser als Verurteilung.
    Encouragement always works better than judgement.

  • Thanks both of you i will pass on this info. just so i'm clear as i'm not up on the abbreviations what does JSAIB, WTC and CTC mean?
  • mealone
    mealone Posts: 527 Forumite
    500 Posts
    Thanks both of you i will pass on this info. just so i'm clear as i'm not up on the abbreviations what does JSAIB, WTC and CTC mean?

    Job Seekers Allowance Income Based, Working Tax Credit and Child Tax Credits
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.