credit card debt only person has died

KAZZY_2

my father died with a balance of 600 owing on his mastercard they are still asking me to pay the debt is this right ?

MPH80

The money should be paid out of the estate - so if there is anything left from your father - then it goes to pay the debt.

Otherwise - no - it should be written off.

easy

Has his estate been settled (will now carried out, or probate completed) ?

If not, then they will have to wait until that is done.

If he left nothing (as was the case with my father), then the debt will be written off.

Don't let them hassle you tho'

debtdestroyer007

yes most creditors wait for 3 months post bereavement. if there is nothing in the estate, it will be written off. any one telling u to pay though is breaking the law, tell them u will complain to trading standards and the OFT about their business practice and suitablity to hold a valid CC license..... they should shut up

hippey

I agree totally with the previous posters, don't let them bully you! They often use scare tactics to get the cash. It can only legally be paid from the estate, you must not pay it, as you can't claim that money from the estate.

Make it clear to them, and state that you are not liable and accept no responsibilty for the debt (unless you were jointly liable).

As a rule unsecured debts 'die' with the person, they can be taken from the estate, but when it's gone it's gone!

Robert_Sterling

KAZZY wrote: »

my father died with a balance of 600 owing on his mastercard they are still asking me to pay the debt is this right ?

You do not have to pay it unless you are an executer of your father's will.

My guess is that unless he left no assets whatsoever you would wish the executer to pay off his debts as well as distribute his assets in an appropriate manner.