We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

a message to cheer up us people in debt

Hello

You will notice that like most people in debt I have my debt free date at the bottom of each post.

Well today I have just cleared one of my visa cards :j
I now only have one left :j

So any one out there feeling crap about debt just keep going with your head down.

With this credit card I tried a different tact, as well as my D/D for min payment whenever I get paid I split my wages bw various debts but just on this card I check my bank balance the day before I get paid and whatever ( if any) is left in the account I send to my visa- last month I sent £1.55

I have just added up all the little extra payments I have made over 6mths & I paid an extra £90. :j And every bit helps. :T
«134

Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Well done tee pee thats great news! :T :j :T :j :T
  • *zippy*
    *zippy* Posts: 2,979 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :j :T Well done tee pee :T :j
  • D&DD
    D&DD Posts: 4,405 Forumite
    well done tee pee :T :T
  • tee_pee_2
    tee_pee_2 Posts: 1,674 Forumite
    any advice the card is Sainsburys the 0% runs out at end of next month anyway, but I was wandering if I should just cancel it or is it a useful card to keep?
  • tired_mum
    tired_mum Posts: 2,340 Forumite
    way to go all the little bits add up :T
  • oops_a_daisy
    oops_a_daisy Posts: 2,460 Forumite
    Part of the Furniture Name Dropper Combo Breaker Debt-free and Proud!
    fantastic Tee Pee :T :j :T :j :T
    :cool: Official DFW Nerd Club Member #37 Debt free Feb 07 :cool:
  • Brilliant idea tee pee. Am gonna go and count up everything in my 1p and 2p pot and put it up into money bags tomorrow. There has got to be about 3 or 4 pounds in there!!! Gonna pay it off the first credit card in my snowball run!! Thanks!!!
    debt free date Feb 2008 :beer:

    Bank of Scotland card £3580
    Capital one card £2260
    Barclaycard £983
    Halifax card £1131 Citi card £471
    Natwest card £394
    Timecard £2933
    Next £338
    Freemans £129(0%)
    Choice £235(0%)
    La redoute £210(0%)
    Littlewoods £95 (0%)
    **************************************************
    "Love is like jam. You only have to spread a little to end up getting some on you"
  • smartcat04
    smartcat04 Posts: 623 Forumite
    Part of the Furniture 500 Posts
    Well done! You must be feeling really pleased with yourself.
    April £5 a day challenge- £15.05/£150
  • That's fantastic news! I'll be paying off my Halifax CC tomorrow so that's one less debt for me too! :j
  • moozie_2
    moozie_2 Posts: 3,063 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    :T :T :T :T Congratulations tee pee :T :T :T :T

    You are obviously doing something right! Keep up the good work and keep posting your progress. I love success stories, makes it all more bearable.
    Leason learnt :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.