SS's Debt Diary!

MushyPeas

southernscouser wrote:

Anyone got any tips to refocus my efforts? I'm desperate to get back on top so hopefully that will be enough!

Hi SS - well done on what you have achieved so far, you are doing brilliantly!! :j

Suggestions to help you refocus:

• use an online calculator to find out how much you have saved in interest by paying off your debts earlier and transferring them to lower rates
• come on here and we will give you support
• Schedule a party for when you have reduced your debt by 20% or a fifth (£27414.40). Fantastic that you've reduced it by that much. Obviously it will be a bring a bottle and grub party
• Find strange and wonderful ways to bring in extra money - such as doing psychology tests for your local university

Errr, can't think of anymore for the moment!

Good luck

MPx

southernscouser

Another no spend day for me today! :dance: :j

Starting to get the hang of this again! Although tomorrow I will be spending! :doh:

kathfisch

Glad to hear you're managing some no-spend days SS! Congrats (as ever) on the reducing total and being on the ball with credit reports, life of balance cards etc

I'm popping in for my routine check on your diary and then off to bed but pretty soon I'll be sticking around for longer because.... wait for it.... all my work is done! Yippee!! My apologies for blatantly hijacking your thread but I'm so excited and you're the only person who knows what the hell I'm on about

I'm showing everyone these pics this evening so why not you too?!

These are my prints on the wall (obviously the paint buckets are not supposed to be there :rotfl: )


and this is the book we've published (well, one of my pages)


He he, I can't stop smiling

Right.... there endeth the hijacking, I promise :rolleyes:

MushyPeas

HI kathfish

Those look really interesting, but I can't read what the text says. I'm being nosey, but what is the concept behind the photographs?

SS - well done on a no-spend day!!

gallygirl

Kathfish - well done!!!!! What relief that must be, and bet you're so proud!!!

southernscouser

I cut up my egg card this morning! :j

But only coz my new one turned up!

whatamess_2

Well done ss, go and enjoy the footy.
Congrats Kath but whats it in aid of?
Messy

kathfisch

whatamess wrote:

Well done ss, go and enjoy the footy.
Congrats Kath but whats it in aid of?
Messy

Thanks Messy!

It's my degree show exhibition and accompanying book which I helped publish

The opening night is next friday, I'm off to buy an outfit (not very dfw! :rolleyes: )

Don't you just love cutting up cards SS, very satisfying I find!

southernscouser

Argh! It's that week of the month where nothing happens and I just get so impatient and p!ssed off! :mad:

My car really needed cleaning but I resisted taking it through the carwash and washed it at home instead. Funnily enough one of my early 'lightbulb moments' about 2 years ago was to spend about £100 on one of those pressure washers to save money on car washes. :rolleyes:

Prior to today I'd probably only used it 10 times!

However I did use it but now I've run out of shampoo, back to black for the tyres and wheel cleaner so will have to buy all them for next time! :doh:

Was gonna go fishing tomorrow night but that would mean renewing my permit which is £45 but thats for 9 months so good value. However I haven't got the money at the moment and on top of that it would have cost me at least a tenner if not a score!

And to finish on a good note I have made £20 on ebay! :dance:

PeachPickle

Congrats on the £20