SS's Debt Diary!

southernscouser

Well first day of a new month and I'm still spending money! :rolleyes:

Had to pay a bill and ebay fees and also spent a fiver on a bet but coz I did it through quidco I'll be getting £30 back!

Tomorrow "should" be a no spender though!

southernscouser

Well as it's the 1st of the month here it is again in all it's glory! Worst and best! :rolleyes:

22nd September 2005

Egg (Limit - £8,600) = £2,933.02
Capital One (Limit - £10,300) = £8,093.97
Morgan Stanley (Limit - £2,700) 5.9% = £2,484.27
Tesco (Limit - £4,100) 7.9% = £2,899.54
Tesco Loan 6.7% = £17,857.20

Total:= £34,268.00


Today

Egg (Limit - £500) = £0
Capital One (Limit - £7,000) = £6,235.11
Morgan Stanley (Limit - £2,300) 5.9% = £2,150.11
HSBC (Limit £2,250) 0% - 14th December ‘06 – 14.9% = £2,118.00
American Express (Limit £2,900) 4.9% = £2,690.86
Tesco Loan 6.7% = £15,476.24

Total: = £28,670.32

Ali-OK

Wow SS...almost £6K gone already! I'm likely to shave £6.5K off but that's for 12 months...not as good as your 8/9 months.

Are you going to be able to do any cheap/free fishing if you need a "tight" month?

gallygirl

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

Cheers!!!!:beer:
and again:beer: you deserve it!

southernscouser

Ali-OK wrote:

Wow SS...almost £6K gone already! I'm likely to shave £6.5K off but that's for 12 months...not as good as your 8/9 months.

Are you going to be able to do any cheap/free fishing if you need a "tight" month?

Well I'm a member of a lake which is all paid for upfront and am going there Sunday to fish overnight so only have to pay for bait and petrol. All in all that should only cost me £10!

Going to do 24 hours in Berkshire next week aswell which will cost me nearer £50! :doh: But thats my treat for the month! :rolleyes:

James240

well Done SS your doing fantastic cant believe u have got so much off so quickly your doing a sterling job mate keep up the good work and u will soon be debt free :beer:

Ur a shining example to all DFW's on here mate :beer:

Ali-OK

southernscouser wrote:

Well I'm a member of a lake which is all paid for upfront and am going there Sunday to fish overnight so only have to pay for bait and petrol. All in all that should only cost me £10!

Going to do 24 hours in Berkshire next week aswell which will cost me nearer £50! :doh: But thats my treat for the month! :rolleyes:

That's not so bad, especially if you've got the extra money coming in from eBay and Quidco.

Though I'm annoyed with Quidco at the mo - they've received all the payments and it's been scheduled for ages for May to pay out..they've only gone and moved it to June payment now and no idea when in June! This is from early April stuff too! :mad:

Have you had cashback from Quidco before?

southernscouser

Ali-OK wrote:

That's not so bad, especially if you've got the extra money coming in from eBay and Quidco.

Though I'm annoyed with Quidco at the mo - they've received all the payments and it's been scheduled for ages for May to pay out..they've only gone and moved it to June payment now and no idea when in June! This is from early April stuff too! :mad:

Have you had cashback from Quidco before?

No this is the first time I've used them! When does it tell you that everything has gone according to plan?

My feeling is they keep the money longer so they earn interest on it! :think:

aurora_borealis_2

You're a member of a lake?

Are these your school friends? :rotfl: :rotfl: :rotfl:




..... ok, I'm leaving

Ali-OK

I think your feeling is right.

Go to Earnings - it'll say "tracking" next to it (in terms of time, think how long is a piece of string!), then it'll move to being Validated (by the supplier) or something similar, then it'll move into the Received column (that's received by Quidco) - you'll get a month in the Scheduled column then (when it's scheduled to pay you)...and I'm now at the stage of just waiting for them to pay me...all £27.71 of it!

Don't forget your first £5 they keep for their fee.

Hope you cleared cookies, down-graded security before you did your purchase...my A&L £50 didn't track! Should have read their newbies bit first and done a small cashback one to start with :mad: