We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Another ABBEY question...

I have an Abbey account with NO facility for an overdraft. If a debit is asked for and there is not enough cash in the account, it just does not get paid.... yet I am still charged £35 for this. Would the fact that I am NEVER using any of THEIR money and am never actually in the red, should this not be an added plus for me regarding reclaiming bank charges??? Yes, it's a 'hassle' for them to tell my bill people that they are not getting this months payment, NOT!!! Computer generated facility will do that automatically, surely!?? I haven't seen anything on the site to give me any insight so this is why I ask the question :confused:

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    I have no idea what you mean, but the bank can return any item on an account where there are insufficient funds and charge you for it even if it takes you overdrawn.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.