I'm worried, can anyone offer advice?

damien1_2

I applied for the Amazon credit card a couple of months ago just for the £15 voucher and was turned down, now i know this is HBOS and i have been turned down by them over a year ago....anyway! getting to the point, i've got a HSBC credit card with around £1000 on it and need to transfer the balance in June. Before this i had a Morgan Stanley and they offered me a longer 0% period but i'd already done the transfer (which was for 9 months as apposed to MS offering another 6 months), i said i wasn't interested and the lady said i should give them a call when i need to transfer again....does this mean i'm going to be accepted?....also, i don't know whether i should wait til June or go for the Barclaycard offering 10 months interest free now....as this period of time would be perfect.....

Any ideas guys?

grumbler

damien1 wrote:

also, i don't know whether i should wait til June or go for the Barclaycard offering 10 months interest free now....as this period of time would be perfect.....

‘[font=Arial, Helvetica, sans-serif]Tart Alert[/font][font=Arial, Helvetica, sans-serif]’:

Why six weeks before?
The rough time it takes to apply for a new card and balance transfer to it (shift debt from the old card to the new one, hopefully at a cheaper rate) is six weeks, so this is when you need to know.

However, nobody can guarantee that Barclaycard offer will last till then.[/font]

YorkshireBoy

grumbler wrote:

However, nobody can guarantee that Barclaycard offer will last till then.

I think their TV advert says the current offer ends on 26th April.