Mortgage Reduction Beginner to Novice - The Show Begins

ammonite

DooYoo or other survey sites? Any old mobile phones to trade in? You can do 2 or 3 insurance quotes on quidco for about £1.75 a go. Can't think of any more

Meal planning will save you a fortune, I'm on a £25 a week budget at the moment and literally bought bare minimum today and walked out having spent £15. Freezer and cupboards are full of meals/potential meals so I have no excuse not to stick to the budget this month. Good luck

Mortgage_Reduction_Novice

The MS fairies have been sprinkling their dust in my direction today. I did one this evening and I've got 4 more lined up between now and Sunday - I'll be exhausted but the extra money is welcome.

Also, we're nearing the end of a fixed rate gas and electricity deal - from the news on MSE I think we might not get as good a rate again but should get some cashback for switching.

After these two bits of money news, Ammonite's suggestions to online-survey-like-mad and meal plan... things are looking up.

Also I have a birthday spa voucher I'm going to use as a treat this month... that'll cheer me up in a free way!

lulabelle1

Oooh, enjoy! Once I'm mortgage free I think I'd like to go for a nice massage at least once a month. Love being papered but it's soooo expensive.

ammonite

Enjoy your spa day MRN it sounds wonderful My friend does massage and charges £8 for a 30 minute back and neck massage. At that price it is practically rude NOT to have a treat

Good luck with the meal planning

numptyknownothing

At that price I'd have one every week - she must be really busy, if not I'll have a couple of hours worth!!

Mortgage_Reduction_Novice

I'm really struggling to get on top of anything - including booking something to use my £25 spa voucher I mentioned earlier. I'm so drained, tears have been prickling my eyes with even the slightest thing but I know it's just tiredness. I can't sleep properly though, too much to do. I know I'll relax enough to get a good night's sleep once I'm back on top of things at work and at home... you can see the vicious circle though.

I completed three mystery shops today but spreadsheet tells me I'll only make £13.75 before tax profit for my efforts. Oh well, better than not making anything I guess.

I best get my glad rags on and put some make-up on my eye bags - OH's colleague is having a dinner party this evening (another late night I think).

Tilly_MFW_in_6_YRS

Hi MRN, hopefully you can relax tomorrow, have a walk in the fresh air, look at the glorious colours and be at peace

Best wishes Tilly x x x

Peonie

I hope you enjoyed your night out.

ammonite

Did you get a chance to relax this weekend MRN? I hope so

Mortgage_Reduction_Novice

Not much relaxing at home time... but it was good to catch up with friends and meet some new people at the dinner party (since we were out both evenings I didn't have to cook!).

After the Remembrance service yesterday I went for lunch with a friend - she's had a hard year and I've been making a conscious effort to make time for her.

I convinced OH that roast dinner was too much hassle so we had lasagne instead - allowing me to freeze a few portions for busy evenings. I'm also trying to run the freezer down for a defrost so this helped with the mince section.

Back to the grindstone today and I've made mini lists for each evening this week to see if I can get more on top of things at home. And I've promised myself not to book any mystery shops until next Sunday onwards to allow me a week's breather.

I'm entering the 10th week of packed lunches today and I've scribbled down a few dates (to put on the calendar at home ) that I can get a free lunch at work! I've missed a few of these free lunches due to my packed lunch challenge determination but actually they could also save me money!