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First Direct Tracker v/s Natwest Fixed?
yodney
Posts: 3 Newbie
Hello! We are first time buyers and looking to buy a 3-bed semi in Ruislip. We are stuck with the choice of mortgage to go with.
We have secured 2 mortgage offers, in principle, with 80% LTV:
1. First Direct's Lifetime Tracker @2.59% above BoE base rate (currently 3.09%) + £999 arrangement fee
2. Natwest 5 yr fixed @5.29% +£299 arrangement fee
Is now a good time to take on a tracker mortgage? Which of these are in your opinion offer better value? Or are there others we ought to consider?
Cheers! Jamie.
We have secured 2 mortgage offers, in principle, with 80% LTV:
1. First Direct's Lifetime Tracker @2.59% above BoE base rate (currently 3.09%) + £999 arrangement fee
2. Natwest 5 yr fixed @5.29% +£299 arrangement fee
Is now a good time to take on a tracker mortgage? Which of these are in your opinion offer better value? Or are there others we ought to consider?
Cheers! Jamie.
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