FTB: As big a deposit as possible, or keep some emergency savings?

aliasojo

MushyPeas wrote:

I'll feel more comfortable that way.

That's probably one of the most important things. No point in following a course of action that you feel worried about. Feeling comfortable with what you do is really important otherwise you could end up stressed to the nines with worry.

I'm a bit more 'gung ho' than my OH and I'm happy to skin our account to chuck everything to the mortgage whereas OH would worry that we would need xy or z. Answer: I do it anyway and just don't tell him. :rotfl: I usually have a good sense of what will work out ok and what wont, lol.

Good luck and enjoy your first house.

MushyPeas

Thanks aliasojo

Just hoping the purchase will go through. Keeping everything crossed

MP