Holiday Cancellation Insurance

Bascotti

does anyone know if it's ok for me to buy some holiday cancellation insurance when i know that i need to cancel my flights - is it possible? is it worth doing? flights for 2 people cost approx £210 return. my work now say i can't go so i was thinking i could buy the cheapest poss insurance with excess waiver then cancel my flights and claim money back via the insurance. the flights are non-refundable and can be changed but that would cost £55 per person plus the difference in the flight cost and the time of re-booking. any thoughts or ideas as how to best deal with this? many thanks

McKneff

What you are proposing is fraud, full stop.

Have you told your company that you have booked and paid for flights. do they have a valid reason to say 'no' to your holiday request. If not, i would go higher up in the company for the information. Ask them to refund you the cost of the tickets.

Quentin

Instead of thinking of a scam to get round this, why not put the effort into firmly and reasonably pointing out to your employer the costs you have incurred due to their action in reneging on their leave authorisation for you.

Maybe they will now buy the tickets for you when you can go on leave.

Bascotti

Thanks all. I'm not intedning to be fraudulent at all but as a knee jerk reaction, i was thinking of all possibilities. your comments/suggestions are appreciated and will help me find a way round this. someone's going to lose money and i don't want it to be me!:eek:

dacouch

The chances are the Travel Policy will not cover you cancelling because you can't travel because of work anyway. A few of the Insurers include cover if you have to cancel due to work commitments you were not aware of when you booked the flights / took out cover but they tend to restrict it to the Emergency Services and Armed Forces only (They would request a letter confirming the need to work and that you were not aware of it when you took out cover and booker the holiday from the Senior Manager or Commanding Officer).

In addition what you are proposing to do is fraud which would be very easy for the Travel Insurer to uncover even discounting the fact it probably would not be covered anyway.

Insurance is for unforeseen events not something you know will happen

woody01

Bascotti wrote: »

does anyone know if it's ok for me to buy some holiday cancellation insurance when i know that i need to cancel my flights - is it possible? is it worth doing? flights for 2 people cost approx £210 return. my work now say i can't go so i was thinking i could buy the cheapest poss insurance with excess waiver then cancel my flights and claim money back via the insurance. the flights are non-refundable and can be changed but that would cost £55 per person plus the difference in the flight cost and the time of re-booking. any thoughts or ideas as how to best deal with this? many thanks

Did you ask your boss for the time off before booking?
If not, then there is no argument.

Not good though to come and ask for advice about committing fraud.

Bascotti

Hang on!! i wasn't intending or wanting to commit fraud at all. All i was doing was asking advice as to whether my claim could in any way be classed as legitimate. it was an innocent question