We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

** Wednesday 13th "It's Hump Day" Daily Chat**

1101113151622

Comments

  • BB cant he move in permently? (I think he is there 80% of his free time isnt he?) Then he can help with half the bills? You could always pay your mortgage seperatly so you arnt tied. Also he could then rent his place out and cover his mortgage. Or is this something you dont want? :confused:
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    sammy115 wrote: »
    Toto ring them back and tell them that she has suspected swine fever and she will be back tomorrow cos you would hate for her to miss any school...

    stupid bar stewards....schools are all about statistics now attendance or otherise:mad:

    Hmmm good plan :D
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    he wouldn't sell or rent his house out pap - we've had that discussion.

    He is more than happy to buy into my house- but he would leave his half/percentage to his daughter (who he sees around once a year) and we've had that conversation a number of times. I am not helping him fund his guilt trip pay off for his daughter (he is leaving his house to his son but won't leave it between them). It's the same reason he wants to buy somewhere abroad with me, so his half goes to his daughter.
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    BB, pm me your address again, I won a small prize on a bingo tourney thing which I don't want but I think you would like it :)
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • ZTD
    ZTD Posts: 24,327 Forumite
    Toto wrote: »
    She left a snotty message asking 'when exactly will Jasmine be returning to school, I guess as there is no one home she must be well enough to return soon'

    "I guess that you've never been ill. As everytime I talk to you, there's nobody home..."
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • he wouldn't sell or rent his house out pap - we've had that discussion.

    He is more than happy to buy into my house- but he would leave his half/percentage to his daughter (who he sees around once a year) and we've had that conversation a number of times. I am not helping him fund his guilt trip pay off for his daughter (he is leaving his house to his son but won't leave it between them). It's the same reason he wants to buy somewhere abroad with me, so his half goes to his daughter.

    Doesnt he have any sense? Your strugaling yet he is at your house 80% of the time using up your resources. Yet he only pays you £80 a month :confused: Running a house he surely understands it cost's way more than that. He know your situation with income yet he is letting you suffer while sapping you like a leach :confused: Aside from the Daughter thing what the harm of him letting his house out. You both half your bills, his mortgage is payed through the rent he recieves however you both still have your own house. If push come to shove he only has to ask his tennants to leave if it doent work out :rolleyes:

    To me its a no brainer, especially as he is at your house the majority of the time anyway :mad:
  • Burlesque_Babe
    Burlesque_Babe Posts: 17,547 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Toto wrote: »
    BB, pm me your address again, I won a small prize on a bingo tourney thing which I don't want but I think you would like it :)


    ooooooooh :j:j:j Thankyou - have done. I am excited already - whatever it is :D

    doesn't take much to excite me these days - I was sent a foil sachet thingy of Ghost perfume on a postcard yesterday - highlight of my day, that was :o
    :D"Stay Wonky":D

    :j:jBecome Mrs Pepe 9 October 2012 :j:j
  • ZTD
    ZTD Posts: 24,327 Forumite
    Doesnt he have any sense? Your struggalling yet he is at your house 80% of the time using up your resources. Yet he only pays you £80 a month :confused: Running a house he surely understands it cost's way more than that. He know your situation with income yet he is letting you suffer while sapping you like a leach :confused: Aside from the Duaghter thing what the harm of him letting his house out. You both half your bills, his mortgage is payed through the rent he recieves however you both still have your own house. If push come to shove he only has to ask his tennants to leave if it doent work out :rolleyes:

    To me its a no brainer, especially as he is at your house the majority of the time anyway :mad:

    Of course it makes sense. Think "parasite" and then run through it all again.

    Makes perfect sense then.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • sammy115
    sammy115 Posts: 15,267 Forumite
    BB its like this...

    Tax code of 253L means you can earn £2,530 per year without paying tax or £210.83 per month.

    Month 1 gross = £972 less £211 = £761 - tax at 20% = £152

    Month 2 gross TO DATE = £972 + £670 = £1,642 less tax free allowance to date (2 x £211) so taxable is £1,220. Tax at 20% on £1,220 is £244 take away tax paid to date of £152 and you have tax due in month 2 of £92.

    so £670 less £92 is £598 (less pension of 5% and NI) which i can work out for you if you want.
    Quality is doing something right when no one is looking - Henry Ford
  • sammy115
    sammy115 Posts: 15,267 Forumite
    BB pm me your email address I will knock up a simple spreadsheet that will work it out really basically for you month by month - you will just have to add in your gross every month.
    Quality is doing something right when no one is looking - Henry Ford
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.