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Should i balance transfer?

SCO
Posts: 729 Forumite


in Credit cards
Hi all, help required please.
I have the M+S card with the 10 months free intrest on purchases,
I have purchases on the card.
I have £900 on another card i would like to transfer as its costing roughly £10 per month interest, 9.9APR.
I am still in the period to balance transfer at 0% for 6 months so the purchases and BT balances will fininsh ar roughly the same time and then plan to transfer the amount left to another 0% deal.
I see posts about not transfering onto cards with purchases but as purchases and BT will both be 0% is it a good idea?
Thanks
I have the M+S card with the 10 months free intrest on purchases,
I have purchases on the card.
I have £900 on another card i would like to transfer as its costing roughly £10 per month interest, 9.9APR.
I am still in the period to balance transfer at 0% for 6 months so the purchases and BT balances will fininsh ar roughly the same time and then plan to transfer the amount left to another 0% deal.
I see posts about not transfering onto cards with purchases but as purchases and BT will both be 0% is it a good idea?
Thanks
0
Comments
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I think with the M+S card you might get away with this. I initially thought Noooo!!! the 6 months BT would have started when you opened the account, but having looked at their website I think you'd be OK.0
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