We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help needed? Difference if any between Notice of Default Sums and Default?
Wesley1983
Posts: 1 Newbie
Hi,
I would be really very grateful if anyone could give me some advise on my situation.
I have a store card with GE Money which I always pay the full payment over their telephone banking system. This month I basically forgot to pay it off (my only excuse is that I'm trying to organise my wedding and the paperwork was hidden under a pile of to-do lists!) and have received a new statement accompanied by a letter that's headed " Notice of Default sums". It asks me to pay £12 late paymeny fee, but my question and worry is will this effect my credit rating and will it show on my credit score? I immediately payed the full amount owed to them and have requested a free 30day trail credit check, but they have to send me out a pin before I can access it.
I'm a bit worried because once we're married we're hoping to move house and it will be my first application for a mortgage.
Thanks in advance for anyone that can enlighten me!
I would be really very grateful if anyone could give me some advise on my situation.
I have a store card with GE Money which I always pay the full payment over their telephone banking system. This month I basically forgot to pay it off (my only excuse is that I'm trying to organise my wedding and the paperwork was hidden under a pile of to-do lists!) and have received a new statement accompanied by a letter that's headed " Notice of Default sums". It asks me to pay £12 late paymeny fee, but my question and worry is will this effect my credit rating and will it show on my credit score? I immediately payed the full amount owed to them and have requested a free 30day trail credit check, but they have to send me out a pin before I can access it.
I'm a bit worried because once we're married we're hoping to move house and it will be my first application for a mortgage.
Thanks in advance for anyone that can enlighten me!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards