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car sold without my consent

hi all

not sure if this is in the right plzace but here goes ....

about 2 years ago i took out a bank loan for my son to buy a car, the car was registered in my name and insured in my name with my son as a named driver.

since then i have split from my now ex husband and without my knowledge i found out that my son has forged my signiture on the logbook of the car and sold it without my consent.

as i am still paying for the original loan for the car and i knew NOTHING about the sale is there anything i can do

thanks for reading this
«1

Comments

  • MX5huggy
    MX5huggy Posts: 7,168 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you want to get the police involved?

    Is your son still paying the loan off to you (did he ever)?
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    Hi intoxication,
    I'm not sure why you asked the same question on this thread as you did on the loans thread after the replies you had there :confused:
    If you feel that strong about it and want to go through with it the answer is to report it to the Police they will trace the car, find out who bought the car and who they purchased it from etc.
    As technicaly the car was owned and registered to you it was fraud by your son and you wll be able to recover the car. ;)
    It's not just about the money
  • MX5huggy wrote: »
    Do you want to get the police involved?

    Is your son still paying the loan off to you (did he ever)?


    at the moment i just want to know what my options are, as for paying the loan it was in my name and my son agreed at the time to pay me back. he has since told me in no uncertain terms that he is refusing to pay
  • Silk wrote: »
    Hi intoxication,
    I'm not sure why you asked the same question on this thread as you did on the loans thread after the replies you had there :confused:
    If you feel that strong about it and want to go through with it the answer is to report it to the Police they will trace the car, find out who bought the car and who they purchased it from etc.
    As technicaly the car was owned and registered to you it was fraud by your son and you wll be able to recover the car. ;)

    thanks

    my other thread was to do with the money he borrowed and as he is still insistant that he wont pay i am just trying to cut my losses. my son has also told me he owes me nothing ( that is the polite version !! )
  • Silk
    Silk Posts: 4,836 Forumite
    Part of the Furniture
    If thats the case call the Police let them deal with it and you get the car back easy as that ;)
    It's not just about the money
  • Swans1912
    Swans1912 Posts: 1,658 Forumite
    Call police and explain situation 100% everything... they will then go about getting your car back. Your son will be in fair amount of trouble.
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Not sure it matters, but I wonder if the loan is secured against the car.
  • anewman wrote: »
    Not sure it matters, but I wonder if the loan is secured against the car.


    no it was a cash loan and the car was privately bought
  • jeannieblue
    jeannieblue Posts: 4,761 Forumite
    Part of the Furniture Combo Breaker
    Personally, as a mother of two sons.

    I would report him. Otherwise he will spend the rest of his life living off of people and would never learn. One of life's '!!!!!!!!!!s'.

    You have to teach them young to take on their own responsibilities and work for what they want.

    I think you want to hear us say something different tho.
    Genie
    Master Technician
  • Chippy_Minton_2
    Chippy_Minton_2 Posts: 1,839 Forumite
    Silk wrote: »
    If thats the case call the Police let them deal with it and you get the car back easy as that ;)

    Once it's traced that is.

    All may not be as straight foward as you think. It appears that all was done to get the son on the road as cheaply as possible. ie car and insurance in the same name.


    The phrase "for my son to buy a car" is interesting. Who was the main user? Was the car a gift? Where was he living when the car was sold? If not with you, why was he allowed to keep your car?

    I agree he shouldn't have forged the V5, however legally it may well be argued you gave him the car as a gift. There is a clear caption on the V5 stating the registered keeper is not necessary the owner.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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