Credit card advice pls

elladaisy28

I currently have a Barclaycard platinum with £2000 on it with £3000 credit limit, on a 0% interest for 12 months the aim of this card is to pay off the balance as quick as possible. I always pay the minimum plus £100 per month.

I am currently putting purchases on it and paying them in full every month but is this okay, I was told that I should have a separate card for the other purchases and leave the 0% card to just pay off.

By the time the 0% runs out in feb I doubt very much if I would of payed off this card so at that time will possibly transfer to virgin.

Any suggestions please on whether I should get another card or just continue what I am doing.

Thanks

debtdestroyer007

i would def get another card as any payements you make is going to clear the balance at 0 % first and then purchases!!!

never-in-doubt

elladaisy28 wrote: »

I currently have a Barclaycard platinum with £2000 on it with £3000 credit limit, on a 0% interest for 12 months the aim of this card is to pay off the balance as quick as possible. I always pay the minimum plus £100 per month.

I am currently putting purchases on it and paying them in full every month but is this okay, I was told that I should have a separate card for the other purchases and leave the 0% card to just pay off.

By the time the 0% runs out in feb I doubt very much if I would of payed off this card so at that time will possibly transfer to virgin.

Any suggestions please on whether I should get another card or just continue what I am doing.

Thanks

Can you stop posting the same thread over and over again! :mad:

http://forums.moneysavingexpert.com/showthread.html?t=1681999&highlight=

http://forums.moneysavingexpert.com/showthread.html?t=1682201&highlight=

http://forums.moneysavingexpert.com/showthread.html?t=1682739