Pre existing medical condition - travel insurance

leighliz

I have a pre existing medical condition (cancer 5 years ago)and until recently my travel insurance company was happy to cover me at a small additional cost. However, I have just tried to renew the policy, and as the cancer has spread, even though I have no symptoms, am taking no medication and am otherwise fit and healthy they will no longer insure me. Can anyone recommend a good insurance company who will insure me under these circumstances. We are going to Ibiza in July so only European cover required. Many thanks in anticipation

FH_Brit

see Martins Insurance section, there are some companies there for insurers that cover PEMC's.

dacouch

You could try https://www.ehicplus.co.uk the cover is not the greatest but it is ideal for people in your situation.

You must remember to have a valid EHIC card as otherwise you could end up paying the medical bills yourself and make sure you read the details on their website as its slightly different to normal travel insurance

kozyavka

Problem for travellers is that they do not realise that their dishonesty affects the whole policy not just whether or not they will receive cover for an incidence of sickness. A company may not pay out on a lost baggage claim if they discover the insured has been dishonest. It might seem unlikely that an insurer will discover details about health history for lost baggage claim the risk remains!

dacouch

The post by kozyavaka is not actually correct, if you miss lead your Insurers when taking a policy out or exagerate your claim or put in a fraudulent claim then the Insurers can not pay the entire claim although there are some exceptions that will require them to pay all or just some of the claim.

Not declaring a medical condition to an Insurer will not normally affect a claim for say bagagge. If you do not declare a pre existing medical condition for you, a travelling companion or a person the trip depends on eg a business partner or close relative then the Insurers can and normally will exclude any medical or cancellation / curtailment claims that are DIRECTLY connected to the pre existing medical condition.

As with any Insurance Policy always be honest with the Insurer and declare any pre existing medical conditions.

pedro123456

leighliz phone these up see what they have to say

http://www.allcleartravel.co.uk/

Pete

dacouch

pedro you slacking...you posted without slatting Insurance Companies

BillTrac

leighliz,

we have just purchased out travel insurance through Columbus Direct. A worldwide multi trip for us with my wifes PEMC was £82, and without cover for PEMC was £65.

On allclear it was over £200

pedro123456

I know dacouch, shame on me..........I was just guna put some more up....2 mins I will, ps they aint recommendations they are all still bandits......lol

Pete

pedro123456

http://www.insureandgo.com/

http://www.insureandgo.com/?WT.srch=1&WT.mc_ev=click&WT.mc_id=ps-google-4606&gclid=CO6jmOnPtpoCFRUFZgodSDp7bg

http://www.1stoptravelinsurance.co.uk/

Cant let them immoral corrupt IC's spoil ppls holidays too...lol

Pete

pedro123456

http://www.cancerhelp.org.uk/help/default.asp?page=4343

http://www.macmillan.org.uk/Get_Support/Getting_travel_insurance/Getting_travel_insurance.aspx

have a look at these leighliz

Pete