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Removal of Unilateral notice on property

myboyelvis
Posts: 11 Forumite
in Loans
Hi, to cut a long story short, i have discovered that the developers that i bought my leasehold flat from have applied a unilateral notice against my flat at Land Registry for the deposit money they said they loaned me. They did NOT give me or my mortgage company any funds, they simply awarded me a builders gift. I have applied to LR to remove the unilateral notice and they have responded that i have to serve a statement on the builders. Has anyone had any dealings with a unilateral notice.
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Comments
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I thought the registrar had to contact them, after your application had been received.0
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Hi Mikey, sorry they have been contacted but they refuse to remove the notice, so it has gone to the adjudicator and I have to prepare a statement. The developers / builders are also our freeholder & managing agents, and we have already had to take them to LVT (in our favour) as they simply seem to be squeezing every penny out of us, legal or illegally. Everytime, we finish a battle another ensues.0
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Has anyone had any dealings with Land Registry to remove a unilateral notice on their property. I bought my flat from a developer (who are also my freeholder & managing agents) and they gifted me with a 15% deposit, however it has just come to light that they have applied for a unilateral notice for the 15%, despite no-one (including mortgage company) receiving 15%. Now the Land Registry have advised that I need to prepare a statement to the developers and LR advising why I feel this notice should be removed. The only evidence developers have sent is one piece of handwritten paper with my signature, that they have input my address on it. I did sign a piece of paper when I first approached the developers for a different property and not the one I eventually bought.
Recently, I have started receiving letters from the developers advising that they are adding interest on the 15% and also charging me for sending letters / phone calls.
I am not sure what else I can tell the LR in my defence other than I did not sign a piece of handwritten paper agreeing to any charges / loans to be secured / attached to my property. Apparently anyone can apply to LR to apply a notice against a property. What I don’t understand is that if they did lend me 15% why was this not applied as a secure loan.0
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