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Help needed with C/C debts
blacknight1971
Posts: 25 Forumite
in Credit cards
Hi,new to this forum,so please bear with me.Ive got 4c/c's with about 20000 on them,dont use them anymore by the way.One which is virgin(mbna)has the largest which is 9800 and i am struggling to pay the min a month.If i ring them and ask to set up some payment plan etc,do they still keep charging you interest or not??Mnay thanks 
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Comments
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Have you considered a personal loan? Would be much cheaper....
2010 - year of the troll
Niddy - Over & Out :wave:
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Two bits of advice for you.
Firstly make a statement of affairs - all income and all expenditure and post it on the debt free wannabe board,
Secondly make an appointment with CAB or National debt helpline and talk to an adviser.0 -
Try not to go down the arrangement to pay route if you can as this is viewed nearly as badly as defaults and the like. Good luck,Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
Another 3% shaved off 10/12/08
ANOTHER 4 % June 09:beer:0
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