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Add my Father to mortgage papers
somi
Posts: 34 Forumite
Hi,
I am with Halifax cuently on SVR. Currently the mortgage is on my name and my wife but i would like to have my father (aged 72) name as well. How do i go about doing this. since he lives with me he might as well have his name on the motgage papes as well.
Beside i can get allowances on insulation and new boiler as well.
look foward to you eply
I am with Halifax cuently on SVR. Currently the mortgage is on my name and my wife but i would like to have my father (aged 72) name as well. How do i go about doing this. since he lives with me he might as well have his name on the motgage papes as well.
Beside i can get allowances on insulation and new boiler as well.
look foward to you eply
0
Comments
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You need the consent of your wife and Halifax, as well as a solicitor to do the legal work in changing ownership of the property in to 3 names.I am with Halifax cuently on SVR. Currently the mortgage is on my name and my wife but i would like to have my father (aged 72) name as well. How do i go about doing this. since he lives with me he might as well have his name on the motgage papes as well.
Cost around £400.
That's nice. You might regret it though if your local authority decide to take the value of the house in to account when assessing costs of old age care for Dad.Beside i can get allowances on insulation and new boiler as well.0 -
Why do you want to do this? Just because he lives with you? If he wants security then give him a tenancy agreement or something.Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
Why do you want to do this? Just because he lives with you? If he wants security then give him a tenancy agreement or something.
Agreed. I can't see any point on you putting him on it at all, unless he is contributing to the costs of the mortgage and wants some form of securityI am a Mortgage adviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Beside i can get allowances on insulation and new boiler as well.
This is probably why the OP wants Dad on the mortgage papers.
If dad ever has to go into care, his part ownership of your house will be taken into account.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
Is the OP an MP?..0
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Robert_Sterling wrote: »Is the OP an MP?
:T:rotfl::rotfl:make the most of it, we are only here for the weekend.
and we will never, ever return.0
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