Goldfish - Worth applying if income under 20k?

Kavanne

On Barclaycard's website it says it is 'most suited' for someone earning over 20k. I earn just under this but once all the searches have dropped off my file (last one end of Feb) my file will be impeccable. 1 mortgage (small payment in relation to my income), 4 CCs (all paid in full), on electoral role, etc.

Would it be worth applying? Or is their guideline on the website really a cut off?

Thanks I tried phoning barclaycard but got through to India.

Innocent_Guy

I have heard that this is just a guide. There was a user on hear who applied for a card reccomended to over 25's, he was under 25 and recieved the card.

RussWWFC

I earn around £14k a year and got one no problems.

I was looking on here to see what the spending requirements to get the £30 in free vouchers. I was under the impression that it was £100 within 3 months (thats what it said on Martin's email a few weeks back)

But looking on the site it says £100 PER MONTH for 3 months?

williham

It's £100 per month (£300 total)
So it's a 10% return.

Kavanne

RussWWFC wrote: »

I earn around £14k a year and got one no problems.

When did you apply and get the card?

never-in-doubt

Kavanne wrote: »

When did you apply and get the card?

Kavanne - read your sig - no searches for almost 3mths now!

Kavanne

never-in-doubt wrote: »

Kavanne - read your sig - no searches for almost 3mths now!

I am trying to clear up my searches for potentially getting 0% car finance, but I'd sacrifice one search in exchange for £30! lol

RussWWFC

Oh buggar, my first statement has come through, I only spent £30 in the first period (then again it was only about a 12 day period)

I applied on 23rd April, card arrived on 25th, PIN on 1st May (which was when I made my first transaction)