does obtaining your credit file from experian act as a search on your credit file?

jezf · 17 March 2006 at 12:50AM

YorkshireBoy · 17 March 2006 at 12:58AM

It is classed as a 'search', but it can't be seen by other lenders.

It can only be seen by yourself and the Credit Reference Agency.

jezf · 17 March 2006 at 1:33PM

thanks for the responses, one further thing - with the free experian trial, i.e. sign up, receive your report and then cancel, can you only do this once, or any number of times?

The_Boss · 17 March 2006 at 1:45PM

Only once, but then you can always try phoning them up again a while later and asking for another trial. They will delete your previous application allowing you to reapply if successful. A couple of people on here managed this.