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Asking as a BR ......

135

Comments

  • skylight
    skylight Posts: 10,720 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    bobblebot wrote: »
    I have a private let.. £900 per month for 5 bed house (me and 5 kids) LHA rate £1150, I get £962....good deal lol!

    I was seriously considering this - we have 5 kids in a 2-bed.

    It was the lack of security though that puts me off. Our local papers are full of people being kicked out by dodgy BTL'rs; theres a small campaign going on! At least we are secure where we are. I just don't like the thought that I could possibly be moving every 6 months.

    (Mind you - £900 wouldn't get you a 5-bed round here!!)
  • skintmumma
    skintmumma Posts: 14 Forumite
    Cor £900 for a 5 bed house!!! I'm renting privately and we're paying £925 for a 3 bed!! Think i'm in the wrong borough!!

    We get £495 every 4 weeks towards this as DH works but i'm at home with kids (worked all life but youngest was born prem and has lots of probs so couldnt return to work...)
  • mike1966_2
    mike1966_2 Posts: 280 Forumite
    Part of the Furniture Combo Breaker
    £67 per week rent, and £100 per month council tax.

    I love my house, i can see straight down the valley to the sea, and sheep and cows and horses on the hills and.....sorry i got carried away LOL
    :confused: Did'nt have clue about BR:confused:
    :p But learning fast:p
    :jBR on 05/05/09:j
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    so then, do LAs cover a private let rent so long as there is no under occupancy?

    (i.e. a 2 bedroom house for a couple + kiddy but not a 4 bedroom house)
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    sniggings wrote: »
    sorry but I wish my rent was £77 a week,dont forget if you cant afford that rent then you would get housing benifit and if you were to get a job £77 would be a good rent for someone working and as any repairs etc are taken care off, I think rent any less and the council housing would be indudated with appilcations,

    1 .would someone living in a low council house want to ever move to buying their own home if rents were kept low,

    the area i live in I can not afford to rent a similar type councilhouse and I'm working full time,once people get these houses its very hard to move on as moving out would be a step down from where they were not as a few years ago people looked tomove from thses places but now

    2. it seems that they are a house for life and not just a stepping stone to something better,which i think they should be used for.

    1. Why is buying a house such a desirable prospect?
    2. Paying rent is for life, why shouldnt the tenancy be the same?

    I find your views rather "home owner ish", ive heard it all before "councl tenants get it all on a plate", etc....but my parents rent never went down or ended in the 30 years they rented a council house, and dads wages were never gonna buy a house...
  • mike1966_2
    mike1966_2 Posts: 280 Forumite
    Part of the Furniture Combo Breaker
    hi max wots an LA sorry to ask
    :confused: Did'nt have clue about BR:confused:
    :p But learning fast:p
    :jBR on 05/05/09:j
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 9 May 2009 at 7:29PM
    1. Why is buying a house such a desirable prospect?


    not so much buying your own(renting is good too) but I think some people think that council housing should be subsidized and on some occasions I too think it should but only to help that person get on there own feet,if they were to find work and be able to pay their rent why shouldn't that rent be equal to private renting?

    2. Paying rent is for life, why shouldnt the tenancy be the same?

    of course it should but not at a subsidized rate if its not needed.

    I find your views rather "home owner ish", ive heard it all before "councl tenants get it all on a plate",

    sorry but all I've done is answer your post,it might not be the same as your view but i guess you wanted other peoples views thats why you posted the question.

    etc....but my parents rent never went down or ended in the 30 years they rented a council house, and dads wages were never gonna buy a house...

    I was brought up on a council estate so am talking from being in that situation,and trying to find work that will cover your rent c/c etc is very hard so some find it wouldnt benifit them to work and end up never reaching their full protential.
  • Lightattheend
    Lightattheend Posts: 1,164 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I wonder if part of the reason council rents are lower than private has something to do with the difference in responsibility of a council landlord vs a private landlord?

    I've recently moved into council housing which is great but I had to carpet the house completely and decorate (just basic magnolia over existing tatty wallpaper as that was all I could afford). I am also responsible for the garden - which in my case is a massive job as it is just mud on lots of levels with loads of debry from the previous owner. The property also has no central heating (though partial central heating maybe put in at some point in the future and I'll have to pay extra on my rent towards it). I also can't apply for grants to improve insulation in the loft but have to rely on the council finding money in their budget to do the work.

    Don't get me wrong, I feel incredibly lucky to have a lovely house for a low rent and plan on spending money on it, when I have some, in order to make it the forever home for myself and my children. Also, having been caught out twice now by negative equity, I am never going to buy again!
    BR 08/06/09 ED 10/03/10
    BSC member 250
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    We pay £76 per week for 2 bed council house (small one too) and approx £80 per month CT (10 months). Its a HA run by the council.

    Not too bad an area (could be better though!!).

    My only gripe with it is the lack of respect the HA has when it comes to any improvements in the property. Meaning they do the work (we have had a new kitchen and bathroom in the last 12 months) but they dont have any respect for us. I keep telling them it my be there property but its our home. If i was paying for the work done i wouldnt be releasing any monies with the shoddy workmanship and total lack of respect for the property thats shown.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • skylight
    skylight Posts: 10,720 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    I also can't apply for grants to improve insulation in the loft but have to rely on the council finding money in their budget to do the work.

    That I found was awful! I asked for years to get permission to do cavity wall insulation as we are an end terrace thats on a north facing corner, and it was refused - even though I offered to pay the few hundred pounds myself. Luckily they did these themselves under the decent homes scheme a few years back and I have noticed the difference.

    We still need a new kitchen (the isn't one really - cabinets off the walls, well they are not even cabinets they are boxes with odd doors on etc, despite us fixing/decorating it over the 11 years we have been here), new bathroom, new boiler and so on. Oh - and an asbestos garage in the garden that the council have agreed to remove at "some point" free of charge now. (I'm sure there are rules/laws about that). My council are good at the small bits - the boiler breaks and they are out fast to fix, the toilet leaked and so on, but they fix/bodge the job rather than replace.
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